Whether you’re a first-time investor or a seasoned flipper, flipping houses in Arizona starts with one thing: having the right knowledge and the right funding partner. At Prime Plus Mortgages, we help investors succeed with fast hard money loans, expert insight, and local support.
What Does Flipping Houses Mean?
Flipping houses is the process of buying a property, making strategic improvements, and selling it for a profit, often within a short time frame. Arizona’s hot real estate market and growth-friendly cities like Phoenix, Scottsdale, Mesa, and Glendale make it one of the best states for flipping.
| Loan Type | Best For | Key Benefits |
|---|---|---|
| Fix and Flip Loan | Buying, renovating, and reselling for profit | Covers purchase + rehab, fast closings |
| Bridge Loan | Buying quickly while waiting on resale or refinance | No renovation required, short-term capital |
| DSCR Rental Loan | Holding as a long-term rental after flipping | Low rates, based on rental income not tax returns |
| Transactional Funding | Wholesale flips, same-day double closes | No risk, short hold times, no credit needed |
How Our Loans Actually Work
FIND A DEAL
GET FUNDED QUICKLY
Flip & Earn!
How Do You Make Money Flipping Houses?
There are two core profit drivers:
- Buying Right – You make money when you buy, not just when you sell. Undervalued, distressed, or off-market properties offer the most potential.
- Renovating Smart – Focus on high-ROI upgrades (kitchens, bathrooms, curb appeal) and stick to your budget.
Fix and Flip Funding Options in Arizona
At Prime Plus Mortgages, we offer real estate investors:
- Fix and Flip Loans — Covers purchase + rehab
- Bridge Loans — Fast short-term funding for acquisitions
- Rental Loans (DSCR) — For holding and renting after renovation
Flip Funding Options in Arizona
| Loan Type | Best For | Key Benefits |
|---|---|---|
| Fix and Flip Loan | Buying, renovating, and reselling for profit | Covers purchase + rehab, fast closings |
| Bridge Loan | Buying quickly while waiting on resale or refinance | No renovation required, short-term capital |
| DSCR Rental Loan | Holding as a long-term rental after flipping | Low rates, based on rental income not tax returns |
| Transactional Funding | Wholesale flips, same-day double closes | No risk, short hold times, no credit needed |
Reviews From Arizona Investors
Best Arizona Cities for House Flipping
- Phoenix – High volume, strong demand, cash buyers
- Mesa – Lower price point, fast gentrifying neighborhoods
- Scottsdale – High-end flips with large ROI potential
- Glendale – Affordable inventory and growing rental market
- Tempe – College town with rental and resale opportunity
What You Need to Start Flipping in Arizona
- Signed purchase contract
- Rehab scope + budget
- Resale comps or rental strategy
- Exit plan (sell, refi, rent)
- Local title company
”“We flip properties in Arizona too,
so we know what it takes. Fast closings, flexible terms,
and a lender who understands the game make all the difference.”
— Loren Howard, Founder, Prime Plus Mortgages
Funded Fix & Bridge Projects
Our 3-Step Funding Process
1
Apply Online
2
Get Approved
3
Get Funded
Apply for a Fix and Flip or Bridge Loan In Phoenix
Prequalification Form & Investing Guide
Or Call 480-923-7602
Frequently Asked Questions
What kind of loan do I need to flip a house?
Most flippers use hard money or fix and flip loans, which fund both the purchase and renovation of the property. These loans are asset-based and close much faster than traditional mortgages.
How fast can I get a flip loan in Arizona?
At Prime Plus Mortgages, we offer same-day approvals and can close most fix and flip loans in 5 to 10 business days, depending on title and documentation.
