- Up to 90% LTV
- 10-16% interest rate
- Asset based, not credit based lending
- Funds available within 24 hours if needed (our loans really are fast)
- Points vary based on the deal and borrower experience
- No pre-payment penalties
We Fund Opportunities
When it comes to business opportunities in real estate, you can’t afford to wait. Buying, selling or fixing and flipping – it’s always a fast-paced process. Opportunity waits for no one. This is why you have to partner with Prime Plus Mortgages. We’ll make it happen even when the big hard money lender says no.
- Fast turnaround
- Full coverage
- Seamless process
- Asset-based approval
- Paperwork reduction. Really.
A Process That’s Easy
Investors and property owners can trust us to provide a clear pathway to loan access. Every application we receive is treated with great urgency. We find ways to say yes as Prime Plus Mortgages.
- Step 1: Apply
- Step 2: Receive a Confirmation
- Step 3: Receive Funding
- Step 4: Flip it or Rent it
Programs That Work
Each project is unique, but we have structured various hard money lending programs to suit your needs. We provide financing for:
- Residential properties
- Non-owner occupied properties
- A fix and flip
- A rehab for medium or long-term hold
- Short sales
- REO purchases
- Business investment properties and more
Hard money loans differ from the “soft money” loans given by financial institutions. Soft money loans are the average 20 or 30 year mortgages provided by banks.
Fix and flip loans are perfect for real estate investors who want to buy REO or otherwise discounted properties for competitive loan rates.
In the real estate market, bridge loans are used to close deals quickly, fund rehab projects, and rescue homes from foreclosure.
We know how important it is to get the funding you need to make that rehab vision a reality. That’s why we offer asset-based home rehab loans.
From The Blog
What They’re Saying
“Perfect For Investors who don’t want paperwork or long waiting times. Was easy to get my deal funded and already have the project underway! Everything was awesome!”Juan Hernandez
“Prime Plus Mortgages made it easy to get fast funding we needed for our flip. Every step of this deal was easy. Prime Plus Mortgages was perfect for my rehab, and they are my first choice for fix and flip funding.”Jorge Buckner-Rodas
“An Investor I was working with suggested Prime Plus Mortgages. They made it easy to apply and funded me as the same day as the approval for my loan. I look forward to using them again!”Carlos Verdun
“We heard of Prime Plus Mortgages through our partners, so we knew that Prime Plus Mortgages was trustworthy and would be easy to work with. Prime Plus Mortgages Funded our deal quickly and without any hassle or issues! 10 out of 10!”Steve Wei
Great communication throughout. They were great through the entire transaction and even helped me through some hiccups. They kept constant communication and facilitated the transaction. Will definitely be using them again and recommending to my clients.Gaby AvilaCustomer
Great team of mortgage lenders who care and are willing to take extra steps to fund deals and communicate with me during the approval process. Super grateful for all your help today. Thanks a million.Daniel MartinezCustomer
Very fast approval of my deal and the funding on time. Very inexpensive Loan fees! 😀Leticia FuerteCustomer
Very impressed with this funding group. They made the transaction easy and the money was there for closing right on time. I will use them on future transactions.Brad PickettCustomer
I've worked with Prime Plus since early 2017. They are great to work with, provide excellent service, and works with me on some of my more difficult deals. Highly recommended to any real estate investor.Kris OntiverosCustomer
Prime Plus Mortgages ... Is unlike retail banks, they are not beholden to stringent credit criteria ... Based on your Income and Credit Score ... The team of investors at Prime Plus Mortgages ... Base loan decisions on the underlying value of the asset, and the underlying value of the rehab ... It was only a few weeks from my first call to Prime Plus Mortgages ... Until I had a stack of Cash in my Hands ... Great People ...Big SkyCustomer
I had a great experience working with them! They're very helpful and friendly and They always response very fast, I will definitely work again with them in any investment property I have in the future!!! Highly recommended!! Thank you so much to all your team!!Adriana VazquezCustomer