Top Rated Hard Money Lender In Scottsdale & Phoenix, AZ

  • Up to 90% LTV
  • 10-16% interest rate
  • Asset based, not credit based lending
  • Funds available within 24 hours if needed (our loans really are fast)
  • Points vary based on the deal and borrower experience
  • No pre-payment penalties

Need A Hard Money Loan?

We’re Arizona’s leading hard money lender. Always make sure you apply, because there are occasions where we may be able to negotiate some of the terms.

Get Funded Now

We Fund Opportunities

When it comes to business opportunities in real estate, you can’t afford to wait. Buying, selling or fixing and flipping – it’s always a fast-paced process. Opportunity waits for no one. This is why you have to partner with Prime Plus Mortgages. We’ll make it happen even when the big hard money lender says no.

  • Fast turnaround
  • Full coverage
  • Seamless process
  • Asset-based approval
  • Paperwork reduction. Really.
See Benefits
Hard Money Lender Scottsdale Phoenix Arizona
Hard Money Process Scottsdale Phoenix Arizona

A Process That’s Easy

Investors and property owners can trust us to provide a clear pathway to loan access. Every application we receive is treated with great urgency. We find ways to say yes as Prime Plus Mortgages.

  • Step 1: Apply
  • Step 2: Receive a Confirmation
  • Step 3: Receive Funding
  • Step 4: Flip it or Rent it
Learn How It Works

Programs That Work

Each project is unique, but we have structured various hard money lending programs to suit your needs. We provide financing for:

  • Residential properties
  • Non-owner occupied properties
  • A fix and flip
  • A rehab for medium or long-term hold
  • Short sales
  • REO purchases
  • Business investment properties and more
View Options
Hard Money Programs Scottsdale Phoenix Arizona

Loan Types

From The Blog

customers share why they love working with hard money lender Prime Plus Mortgages
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Why Choose Prime Plus Mortgages

Prime Plus Mortgages takes great pride in putting our customers first. More than just hard money lenders we follow investors, who have been there and done that. We care about your project and want you to be as successful as possible. Maybe that is why prime plus mortgages are one…
Finding the Best Rental is Easy For Phoenix Real Estate Investors
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How To Find the Best Rental Properties

Passive income is the holy grail of real estate investors, but finding these cash cows is a bit trickier than what meets the eye. While becoming a landlord is more than letting people live at your home, attracting the right tenants is key. By knowing where to find rental properties,…
How to make the most profit with these home upgrades while house flipping in Phoenix
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Cash Earning Flip Upgrades

When real estate investing in Phoenix the name of the game is return on interest. Earning the more for your flip, while still making the most profit is what being a house flipper is all about. So how can you maximize your budget and make the most of repairs? By…
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What They’re Saying

Very fast approval of my deal and the funding on time. Very inexpensive Loan fees! 😀

Leticia FuerteCustomer

Very impressed with this funding group. They made the transaction easy and the money was there for closing right on time. I will use them on future transactions.

Brad PickettCustomer

I've worked with Prime Plus since early 2017. They are great to work with, provide excellent service, and works with me on some of my more difficult deals. Highly recommended to any real estate investor.

Kris OntiverosCustomer

Prime Plus Mortgages ... Is unlike retail banks, they are not beholden to stringent credit criteria ... Based on your Income and Credit Score ... The team of investors at Prime Plus Mortgages ... Base loan decisions on the underlying value of the asset, and the underlying value of the rehab ... It was only a few weeks from my first call to Prime Plus Mortgages ... Until I had a stack of Cash in my Hands ... Great People ...

Big SkyCustomer

I had a great experience working with them! They're very helpful and friendly and They always response very fast, I will definitely work again with them in any investment property I have in the future!!! Highly recommended!! Thank you so much to all your team!!

Adriana VazquezCustomer

Get Prequalified For A Hard Money Loan Today

We’re Arizona’s hard money lender. Always make sure you apply, because there are occasions where we may be able to negotiate some of the terms.

Get Funded Now