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Mesa Hard Money Loans

Asset-based hard money loans for Mesa real estate investors.

Same-day approval, for Mesa fix & flip, rental, and BRRRR properties funded and the Phoenix metro.

Or Call! 480-923-7602

Rates Starting at Just 10.99%
Get Approved in 1 Hour

• Fast Same-Day Bridge Loan Approvals • 100% Confidence Closings Without Banks • Designed for Phoenix Investors and Flippers

★ ★ ★ ★ ★

Over 180+ 5-Star Reviews

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Brian P
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I’m giving them 5 stars before I apply for a loan . 💵 helps.
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viryriana mancillas
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Very grateful with Bob and the team from Prime Plus Mortgage, so helpful and I appreciate the patience they have. We are very satisfied and looking forward to working with Bob and the team with more loans in the future.
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nancy montano
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Bob was really knowledgeable and great throughout the entire process, everything was done very quickly and we were able to successfully close on this investment property thanks to his wonderful team! I recommend working with them 1000%
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Britany Statt
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Prime Plus really helped me in a bind. My usual hard money lender was unable to close with the date I needed. I reached out to Prime Plus and they were able to make it happen. Very friendly, easy to apply, great rates. I will definitely be using them again!
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Kyle Gaughen
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Easy to do business with and minimal fees with good terms!
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Junior Villagomez
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Awesome experience! Turnaround was fast easy and smooth! Appreciate the transparency! The beginning of something big!
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Matt Thompson
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Highly recommend Prime Plus for a hard money loan! Bob and his team are very easy to work with and helped get my first flip funded.
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Bobby Agron
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Bob came in and saved the day. After losing a deal from another lender we were able to have Prime Plus in 48 hours put the entire thing together and fund on time. Plus the fees and deal itself saved us more money in the end also! Thanks Bob. See you on the next deal.
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Rachel Barley
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We were in a bind with our lender and Bob worked nothing less than what I can call magic to get us closed in 72 hours. Highly recommended, extremely professional and responsive. I could not give any higher praise to Bob and his team.
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Norma Lopez
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super easy and everyone was very helpful throughout the process

Mesa Hard Money Loan Terms and Rates

Loan Feature Prime Plus
Max LTV Up to 90%
Approval Speed Same day
Funding Speed 48 hours after approval
Income Verification Not required
Lending Area Mesa, Phoenix, Chandler & all AZ
Property Types All investment properties (no owner-occupied)

MESA HARD MONEY LOANS FOR REAL ESTATE INVESTORS

Mesa is the third-largest city in Arizona and one of the fastest-growing real estate investment markets in the Phoenix metro. With a diverse housing stock spanning affordable entry-level single-family homes to larger suburban properties near the 202 and US-60, Mesa consistently attracts fix and flip investors and BRRRR investors looking for strong margins and reliable rental demand. Prime Plus Mortgages is Arizona’s direct hard money lender; funding fix and flip loans, rental property loans, and bridge loans across Mesa, Phoenix, Chandler, and all of Arizona.

Why Mesa Is a Strong Market for Fix & Flip Investors

Mesa’s population growth, driven by major employers like Boeing, Apple, and Banner Health, continues to push demand for updated, move-in-ready homes across the city. Investors who move fast in Mesa consistently find deals that deliver strong flip margins and close quickly using Arizona hard money loans from Prime Plus Mortgages.

Mesa House 1
Mesa House 2

Common Deal Types We Fund in Mesa

  • Fix and flip — single-family homes across Mesa’s established neighborhoods
  • Rental property acquisition — long-term rentals targeting Mesa’s workforce population
  • BRRRR strategy — buy, rehab, rent, refinance, repeat
  • Bridge loans — gap financing between purchase and long-term financing
  • Auction purchases — fast-close funding for Mesa auction deals

Or Call! 480-923-7602

Mesa House 3
Mesa House 4

Who Qualifies for a Mesa Hard Money Loan?

Prime Plus Mortgages is an asset-based lender, meaning we approve based on the property value and deal strength, not your credit score or income history. If you’re a real estate investor in Mesa looking to move fast on a deal, you likely qualify.

We fund all non-owner-occupied investment properties across Mesa and the greater Phoenix metro.

Get Prequalified For A Hard Money Loan Today

As one of the leading Phoenix hard money lenders in the Metro area, Prime Plus Mortgages serves Mesa investors with same-day approvals and funding in as little as 48 hours.