Fix & Flip Loans
Scottsdale & Phoenix, Arizona

What Are Fix & Flip Loans?

Investors who specialize in real estate have access to financial products for a variety of different projects. A fix and flip project can be financed through a special type of hard money loan. Fix and flip loans are perfect for real estate investors who want to buy REO or otherwise discounted properties for competitive loan rates. The loans are available to a investors with varying levels of expertise and poor credit.

What Type Of Loan Is It?

These loans are a form of a hard money loan. A short-term loan is secured by the property. These loans are especially designed to assist in renovations for discounted and wholesale properties. The process for rehabbing a distressed property is usually one year. Funding is normally available within 15 days of approval in most cases. The loans are anywhere between 65 and 75 percent.


Prequalification Form & Investing Guide
Or Call (480) 725-5823

PPM Process




Receive Confirmation


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Flip Or Rent It

I've worked with Prime Plus since early 2017. They are great to work with, provide excellent service, and works with me on some of my more difficult deals. Highly recommended to any real estate investor.

Kris OntiverosCustomer

Can I Get Qualified For One?

These fix and flip properties have lower qualifications for approvals. Credit checks aren’t required with this form of hard money loan. The properties are usually in need of a major renovation. There is no specific credit score requirement for these hard money loans. Experience is often a determining factor in whether or not someone can get the requested loan. Applicants aren’t subject to income verification. Applicants can expect far less paperwork than they would with a traditional loan. The unit must be a residential property.

What’s A Fix & Flip Lender?

Fix and flip lenders are people who loan money for the purpose of renovating and selling the property are investors. These investors specialize in serving people like you who specializing in fix and flip real estate. These investors evaluate the potential of the property and decide on the amount to be loaned based off of their findings. They gauge the borrower’s potential to successfully complete the property while taking into account the value of the property once it is sold.

PPM Benefits

Fast Turnaround

Full Coverage

Seamless Process

Asset Based

How Is A Fix & Flip Lender Different?

It is rare that a traditional bank will take risk in such a property. If they were to lend, then the loan will only be for the amount of the current appraised value of the property-not the potential value once rehabbed. This means that if the property is in terrible condition, then the loan through a traditional bank wouldn’t be substantial enough to successfully complete the rehab. A fix and flip lender is open to that level of risk.

A fix and flip lender who specializes in fix and flip projects will be more comfortable dealing with high risk properties in poor condition. If you can demonstrate their potential to successfully complete the project in a timely manner and show that they have experience in the field, they are more likely to be eligible for the loan.

Why Prime Plus Mortgages?

  • Up to 90% LTV
  • 10-16% interest rate
  • Asset based, not credit based lending
  • Funds available within 24 hours if needed (our loans really are fast)
  • Points vary based on the deal and borrower experience
  • No pre-payment penalties

Get Prequalified For A Hard Money Loan Today

We’re Arizona’s fix and flip loan lender. Always make sure you apply, because there are occasions where we may be able to negotiate some of the terms.

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