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Hard Money Loans
Scottsdale & Phoenix, Arizona

What Are Hard Money Loans?

Hard money loans make real estate investing easy with easy funding for real estate investments. With fast funding and no credit checks.

Hard money loans are based on the property value of after repair value of a property. The loan applies only to that specific property. Borrower’s income and credit history have no bearing on loan approval. Hard money lenders has fast approval times, often as little as 24 hours. Soft money loans may take 30 days or more for approval.

Hard money loan get approved much faster because qualification is straightforward. The primary criteria is equity in the property.  Hard money loans are fast to fund and are extremely useful in any real estate investment.

Get Funded Now

Prequalification Form & Investing Guide
Or Call 480-923-7602

Hard Money Loan Process




Receive Confirmation


Receive Funding


Flip Or Rent It

Very impressed with this funding group. They made the transaction easy and the money was there for closing right on time. I will use them on future transactions.

Brad PickettCustomer

Why Would I Need A Hard Money Loan?

Hard money loans can be used in almost any real estate investment. From home rehab loans, fix and flip loans, or bridge loans, hard money lenders offer fast funding, minimal paperwork, and no credit check.

They provide investors with a valuable resource when they need to close a deal fast. Approval takes just 24 hours, so investors can use the hard money to beat the competition to a perfect real estate deal.

Real estate investors with poor credit won’t be turned away for a hard money loan. The hard money lender bases the home value on the property. Hard money loans are based on the after-repair value of a property.

Fix and flip loans cover the cost of the purchase, repair, and ‘flip of the property. Bridge loans are used to fill funding gaps. Investors can use the funds to stop the foreclosure and then refinance or sell the property.

PPM Benefits

Fast Turnaround

Full Coverage

Seamless Process

Asset Based

Where Can I Find A Hard Money Lender?

Hard money loan have a simple and easy application processes. The first step is to contact a hard money lender. Once you provide the lender with the property information, your loan consultant can qualify you for the loan and get you the money in as little as 24 hours.

Prime Plus Mortgages, Arizona Hard Money Lender provides a streamlined application process with very little paperwork. With two clicks you can easily apply for your hard money loan.

Prime Plus Mortgages has hard money loan experts available by phone who can walk you through the process. You can get the funding you need for investing as quickly as you need it.

Why Prime Plus Mortgages?

  • Up to 90% LTV
  • 10-16% interest rate
  • Asset based, not credit based lending
  • Funds available within 24 hours if needed (our loans really are fast)
  • Points vary based on the deal and borrower experience
  • No pre-payment penalties

Get Prequalified For A Hard Money Loan Today

We’re Arizona’s hard money lender. Always make sure you apply, because there are occasions where we may be able to negotiate some of the terms.