Bridge Loans in Phoenix – Same-Day Funding for Real Estate Investors
Asset-based bridge loans for Phoenix real estate investors. Same-day approval, funding in as little as 48 hours.
Rates Starting at Just 10.99%
Get Approved in 1 Hour
• Fast Same-Day Bridge Loan Approvals • 100% Confidence Closings Without Banks • Designed for Phoenix Investors and Flippers
★ ★ ★ ★ ★
Over 180+ 5-Star Reviews
What Are Bridge Loans?
Bridge loans are a type of hard money loan meant to bridge the gap in funding until a property can be refinanced or sold. Hard money lenders offer bridge loans to help investors close deals quickly, fund rehab projects, and rescue homes from foreclosure. Regardless of the purpose, all hard money loans offer fast approvals and are based on asset values. You can qualify for a bridge loan if the property has sufficient value.
Why Phoenix Investors Use Bridge Loans?
- Close fast in competitive markets
- Flip or rent with flexibility
- Avoid delays in sale-to-purchase transitions
- No bank approval needed
- Use equity in an existing property to fund a new deal
Get Funded Now
Prequalification Form & Investing Guide
Questions about applying? Call or text 480-923-7602.
Our Phoenix Bridge Loans Terms & Rates
| Loan Feature | Prime Plus |
|---|---|
| Max LTV | Up to 90% |
| Approval Speed | Same day |
| Funding Speed | 48 hours after approval |
| Income Verification | Not required |
| Lending Area | Phoenix, Scottsdale, Tucson & all AZ |
| Property Types | All investment properties (no owner-occupied) |
HOW DO ARIZONA BRIDGE LOANS HELP?
Real estate investment is a competitive business, especially in Arizona. With the real estate market booming, investors have to fight to win the good properties—the properties they can fix and flip with huge profits. Investors who work with slow retail banks lose out. Approvals with those institutions take 30 days or more. When you work with a hard money lender like Prime Plus Mortgages, you can have approval on your next investment in as little as 24 hours.
This means you win the bidding. When you’re fighting for the hot deals, you need financing right now! Using hard money loans, you can secure the property, you can fix and flip it. If you want to keep the property, you can then refinance it into a long-term loan.
WHO USES ARIZONA BRIDGE LOANS?
| Use Case | Why Use a Bridge Loan |
|---|---|
| Buying Before Selling | Unlock cash from equity to secure a new property |
| Fix & Flip Delays | Bridge funding between exit and next purchase |
| Auction Purchases | Quick funding to win fast-close deals |
| Delayed Perm Loans | Bridge the gap while waiting on conventional financing |
| Gap Financing | Cover the funding gap between purchase and long-term financing |
| 1031 Exchange Bridge | Move fast on a replacement property while your sold asset closes |
PPM Process
1
Apply
2
Receive Confirmation
3
Receive Funding
4
Flip Or Rent It
Where Can I Find A Bridge Loan Lender?
Your next real estate investment is guaranteed to succeed when you work with a hard money lender like Prime Plus Mortgages. Our hard money loans are designed for rehab projects because they are based on the after repair value(ARV) of the property. The ARV is the value of the property after you complete the rehab. When you find that golden investment opportunity and fund it with Prime Plus Mortgages based on the ARV, you get funding to not just buy the property but also to complete the repairs. With Prime Plus Mortgages hard money loans, your next fix-and-flip project is destined to succeed.
Benefits Of Bridge Loans
Fast Turnaround
Full Coverage
Seamless Process
Asset Based
Can You Rescue My Foreclosure?
When real estate investors face foreclosure, they can save their property and their equity by working with a hard money lender like Prime Plus Mortgages. When you’ve put blood, sweat, and tears into an investment property or home, the last thing you want is the bank selling it out from under you, so someone can scoop your equity. If you are in danger of foreclosure, contact Prime Plus Mortgages.
As a bridge loan lender, we can provide the financing you need to pay off the foreclosing lender, provided there is sufficient equity in the property. Our hard money loans are based on the asset, not your credit. This means that while retail banks turn you away, hard money lenders like Prime Plus Mortgages get you the funding you need. Once you get the property out of foreclosure, you can either sell it or refinance into a long-term mortgage once things get back on track.
Whether you are a real estate investor or homeowner who needs fast approval for an asset-based loan, Prime Plus Mortgages has your back. We’ll get you hard money loan you need today.
Why Prime Plus Mortgages?
- Up to 90% LTV asset-based loans
- Rates starting at 10.99%
- Same-day approval — funded in 48 hours after approval
- Asset-based, not credit-based lending
- No income verification required
- No pre-payment penalties
- Points vary based on deal and borrower experience
- All investment properties funded — no owner-occupied
Get Prequalified For A Hard Money Loan Today
Prime Plus Mortgages is Arizona’s direct hard money lender, funding bridge loans across Phoenix, Scottsdale, Tucson, and all of Arizona… Apply today!
Frequently Asked Questions About Phoenix Bridge Loans
How fast can I get a bridge loan in Phoenix?
Most investors are approved in 1 hour and funded in 24–48 hours.
Do you lend on flips and rentals in Phoenix?
Yes – we offer bridge loans for both fix & flip and buy-and-hold rental properties.
What makes your Phoenix bridge loans different?
We specialize in asset-based lending and work only with real estate investors across Arizona.
