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Gilbert Hard Money Loans

Asset-based hard money loans for Gilbert real estate investors. Same-day approval for fix & flips, rentals, and real estate investment properties across Gilbert and the Phoenix metro.

Or Call! 480-923-7602

Rates Starting at Just 10.99%

Fast Approvals in as Little as 1 Hour!

Arizona’s direct hard money lender for fix & flips, rentals & investment properties. Same-day approvals.

Over 180+ 5-Star Reviews

★ ★ ★ ★ ★

Our Gilbert Hard Money Loans Rates and Terms

Loan Feature Prime Plus
Max LTV Up to 90%
Approval Speed Same day
Funding Speed 48 hours after approval
Income Verification Not required
Lending Area Avondale, Buckeye, Goodyear & all AZ
Property Types All investment properties (no owner-occupied)

Gilbert Hard Money Loans For Real Estate Investors

Gilbert is one of the fastest-growing and most in-demand real estate investment markets in the Phoenix metro. With a booming population, top-rated schools, and a tight housing supply, Gilbert consistently attracts investors looking for strong fix & flip margins and long-term rental demand close to major employment corridors.

Prime Plus Mortgages is Arizona’s direct hard money lender, funding fix and flip loans, rental property loans, and bridge loans across Gilbert, Chandler, Mesa, Phoenix, and all of Arizona. We approve same-day and never require income documentation. Your deal moves on the asset , not your credit score.

WHY GILBERT IS A STRONG MARKET FOR FIX & FLIP INVESTORS

Gilbert’s housing stock offers consistent fix and flip opportunities across established neighborhoods near the Heritage District, the Power Road corridor, and the residential streets surrounding Higley and Greenfield. Move-in ready renovated homes in Gilbert command strong premiums from buyers seeking top-rated schools and easy access to the Phoenix metro.

Investors who move fast in Gilbert consistently find deals that deliver strong flip margins. With Arizona’s direct hard money lender Prime Plus Mortgages, you can get approved same-day!

COMMON DEAL TYPES WE FUND IN GILBERT

  • Fix and Flip — single-family homes across Gilbert’s established neighborhoods
  • Rehab Loans— Refresh your rental
  • Bridge loans — gap financing between purchase and long-term financing
  • Auctions— fast-close funding for Gilbert auction deals

WHO QUALIFIES FOR A GILBERT HARD MONEY LOAN?

Prime Plus Mortgages is an asset-based lender, meaning we approve based on the property value and deal strength, not your credit score or income history.

If you’re a real estate investor in Gilbert looking to move fast on a deal, you likely qualify.

We fund all non-owner-occupied investment properties across Gilbert and the greater Phoenix metro.

Get Prequalified For A Hard Money Loan Today

As one of the leading Phoenix hard money lenders in the Metro area, Prime Plus Mortgages serves Gilbert investors with same-day approvals!