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Gilbert Hard Money Loans

Asset-based hard money loans for Gilbert real estate investors. Same-day approval for fix & flips, rentals, and real estate investment properties across Gilbert and the Phoenix metro.

Or Call! 480-923-7602

Rates Starting at Just 10.99%

Fast Approvals in as Little as 1 Hour!

Arizona’s direct hard money lender for fix & flips, rentals & investment properties. Same-day approvals.

Over 180+ 5-Star Reviews

★ ★ ★ ★ ★
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Brian P
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I’m giving them 5 stars before I apply for a loan . 💵 helps.
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viryriana mancillas
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Very grateful with Bob and the team from Prime Plus Mortgage, so helpful and I appreciate the patience they have. We are very satisfied and looking forward to working with Bob and the team with more loans in the future.
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nancy montano
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Bob was really knowledgeable and great throughout the entire process, everything was done very quickly and we were able to successfully close on this investment property thanks to his wonderful team! I recommend working with them 1000%
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Britany Statt
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Prime Plus really helped me in a bind. My usual hard money lender was unable to close with the date I needed. I reached out to Prime Plus and they were able to make it happen. Very friendly, easy to apply, great rates. I will definitely be using them again!
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Kyle Gaughen
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Easy to do business with and minimal fees with good terms!
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Junior Villagomez
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Awesome experience! Turnaround was fast easy and smooth! Appreciate the transparency! The beginning of something big!
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Matt Thompson
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Highly recommend Prime Plus for a hard money loan! Bob and his team are very easy to work with and helped get my first flip funded.
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Bobby Agron
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Bob came in and saved the day. After losing a deal from another lender we were able to have Prime Plus in 48 hours put the entire thing together and fund on time. Plus the fees and deal itself saved us more money in the end also! Thanks Bob. See you on the next deal.
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Rachel Barley
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We were in a bind with our lender and Bob worked nothing less than what I can call magic to get us closed in 72 hours. Highly recommended, extremely professional and responsive. I could not give any higher praise to Bob and his team.
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Norma Lopez
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super easy and everyone was very helpful throughout the process

Our Gilbert Hard Money Loans Rates and Terms

Loan Feature Prime Plus
Max LTV Up to 90%
Approval Speed Same day
Funding Speed 48 hours after approval
Income Verification Not required
Lending Area Avondale, Buckeye, Goodyear & all AZ
Property Types All investment properties (no owner-occupied)

Gilbert Hard Money Loans For Real Estate Investors

Gilbert is one of the fastest-growing and most in-demand real estate investment markets in the Phoenix metro. With a booming population, top-rated schools, and a tight housing supply, Gilbert consistently attracts investors looking for strong fix & flip margins and long-term rental demand close to major employment corridors.

Prime Plus Mortgages is Arizona’s direct hard money lender, funding fix and flip loans, rental property loans, and bridge loans across Gilbert, Chandler, Mesa, Phoenix, and all of Arizona. We approve same-day and never require income documentation. Your deal moves on the asset , not your credit score.

WHY GILBERT IS A STRONG MARKET FOR FIX & FLIP INVESTORS

Gilbert’s housing stock offers consistent fix and flip opportunities across established neighborhoods near the Heritage District, the Power Road corridor, and the residential streets surrounding Higley and Greenfield. Move-in ready renovated homes in Gilbert command strong premiums from buyers seeking top-rated schools and easy access to the Phoenix metro.

Investors who move fast in Gilbert consistently find deals that deliver strong flip margins. With Arizona’s direct hard money lender Prime Plus Mortgages, you can get approved same-day!

COMMON DEAL TYPES WE FUND IN GILBERT

  • Fix and Flip — single-family homes across Gilbert’s established neighborhoods
  • Rehab Loans— Refresh your rental
  • Bridge loans — gap financing between purchase and long-term financing
  • Auctions— fast-close funding for Gilbert auction deals

WHO QUALIFIES FOR A GILBERT HARD MONEY LOAN?

Prime Plus Mortgages is an asset-based lender, meaning we approve based on the property value and deal strength, not your credit score or income history.

If you’re a real estate investor in Gilbert looking to move fast on a deal, you likely qualify.

We fund all non-owner-occupied investment properties across Gilbert and the greater Phoenix metro.

Get Prequalified For A Hard Money Loan Today

As one of the leading Phoenix hard money lenders in the Metro area, Prime Plus Mortgages serves Gilbert investors with same-day approvals!