Every second spent waiting means time and money wasted that could be spent on your flips. Traditional lenders waste your time and money with long approvals and high upfront fees. As the fastest hard money lenders in Phoenix, we have the shortest approval times, and the lowest hard money down payments in Arizona…period. Spend less time waiting and more on making a profitable investment. Get fast answers to make the most of your time and money!
The Fastest Hard Money Lender In Arizona
Phoenix Hard Money Loans In As Little As 1 Hour

Less Up Front, More For Your Flips With The Fastest Hard Money Lenders In Phoenix
Make Smarter Real Estate Investments Using Hard Money Loans Arizona
Get a faster yes, with down payments for less! We have the best hard money loans in Scottsdale and offer more money for more deals. While lots of hard money lenders claim to be fast, as real estate investors, Prime Plus Mortgages knows that speed can make or break your investments. With faster funding, and less down you will save time and money, and start flipping faster, thanks to the fastest private lender in Phoenix!
Stop Wasting Time
Get Approved For A Hard Money Loan In 1 Hour Or Less.
Spend Less Money
No Costly Upfront Fees That Eat Away At Your Profits.
Make More Money
Make Better Real Estate Investments With Higher Profits With Less Down And Fast Flips.
Arizona Hard Money Lenders Who Understand Real Estate Investing
As real estate investors, we know how important your time and money is for your investments.
Funding
Funded over $250 million for real estate properties
Providing
Providing over 1000 hard money loans for real estate investors in Arizona
Offering
Offering asset-based flip loans for faster real estate investing
How To Get Your Hard Money Loans Phoenix
1. Apply
1. Apply
Apply for your hard money loans in Arizona
2. Get Approved
2. Get Approved
Get approved for your hard money loan in 1 hour
3. Get Your Funds
3. Get Your Funds
Get your funds to flip/rent your investment
Stop Rushing To Find Funds For Your Investment With The Best Private Money Lenders In Arizona
Real estate investors lose time and money waiting for slow approvals and funds for their investments. As the fastest hard money lenders in Arizona, you will have the keys to your next investment faster, with less down, so you can make more profitable investments. At Prime Plus Mortgages, we know what you need to be a profitable real estate investor.
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To do that, you need fast funding, hard money lending for your properties. The problem is that lengthy applications and slow approvals waste your time and frustrate you when you need funds for your investments. As real estate investors and private money lenders, we believe that time wasted is money wasted, which is why we offer 1-hour approvals and have funded millions of dollars of investment properties in Arizona just like yours!
Apply for a Phoenix hard money loan today, and in the meantime, download our free house-flipping spreadsheet. So, stop worrying about how you will fund your real estate investments, and start flipping today!
Download The Ultimate Home Rehab Valuator. Free Download!
Apply today to get your free copy of the ultimate home rehab valuator. This Real Estate Investors Must-Have House Flipping Spreadsheet makes it easy to calculate the cost of your rehab projects, from rentals, flips, and more! Perfect for any investor looking to use private money loans or Arizona hard money loans to make more profitable investments. The best part? No credit score is required!

What Are Hard Money Loans in Arizona Used For?
Fix & flip funding
Rental & Rehab Loans
Bridge loans
Why Use Phoenix Hard Money Loans For Your Investment
- Our Phoenix hard money loans are available within 1 hour if needed (our loans are that fast)
- Up to 90% LTV
- Interest rates starting at 10%
- Points vary based on the deal and borrower experience
- Loan Programs Made For Investors, By Investors
- No pre-payment penalties
- Arizona hard money lender offering asset-based hard money loans
- Fast Funding For Residential Properties In The State of Arizona
- Seamless Lending Process For Real Estate Projects
- Fast Loan Application, and Faster Underwriting Approvals For Real Estate Loans!
Why Flippers Love Our Phoenix Hard Money Loans
GET PRE-QUALIFIED FOR PHOENIX HARD MONEY LOANS TODAY
We have the fastest Arizona hard money lender. We offer a fast virtual application with no credit checks that only takes a few clicks! We offer the best loan terms and loan options for real estate investors in Arizona. We are the top hard money lender in Scottsdale.
Apply and get your Phoenix hard money loan today!
Frequently Asked Questions About Hard Money Loans
What is a hard money loan in Arizona?
A hard money loan is a short-term, asset-based loan designed for real estate investors. It’s funded quickly and based on the property’s value—not your credit score or income.
How fast can I get approved for a hard money loan?
At Prime Plus Mortgages, you can get approved in as little as 1 hour and receive funding in 24–48 hours, depending on the deal.
Do you lend on rental properties or BRRRR deals?
Yes! We fund non-owner-occupied rental properties, BRRRR strategies, and cash-out refis for investors throughout Arizona.
Do you require good credit to qualify?
No credit score minimum is required. We’re an asset-based lender, so our decision is based on the property and your deal, not your credit report.
Where in Arizona do you fund loans?
We lend across the state, including Phoenix, Tucson, Mesa, Scottsdale, Glendale, Tempe, Chandler, and more.