Commercial Hard Money Loans

• Same-Day Approvals • No Credit Checks •

★ ★ ★ ★ ★

Over 180+ 5-Star Reviews

Questions about applying? Call or text 480-923-7602.

Rates Starting at Just 10.99%
Fast Approvals in as Little as 1 Hour!

    
 
 
         
   Brian P 
 
 
 
 Trustindex verifies that the original source of the review is Google. I’m giving them 5 stars before I apply for a loan . 💵 helps.
  
 
        
   viryriana mancillas 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very grateful with Bob and the team from Prime Plus Mortgage, so helpful and I appreciate the patience they have. We are very satisfied and looking forward to working with Bob and the team with more loans in the future.
  
 
        
   nancy montano 
 
 
 
 Trustindex verifies that the original source of the review is Google. Bob was really knowledgeable and great throughout the entire process, everything was done very quickly and we were able to successfully close on this investment property thanks to his wonderful team! I recommend working with them 1000%
  
 
        
   Britany Statt 
 
 
 
 Trustindex verifies that the original source of the review is Google. Prime Plus really helped me in a bind. My usual hard money lender was unable to close with the date I needed. I reached out to Prime Plus and they were able to make it happen. Very friendly, easy to apply, great rates. I will definitely be using them again!
  
 
        
   Kyle Gaughen 
 
 
 
 Trustindex verifies that the original source of the review is Google. Easy to do business with and minimal fees with good terms!
  
 
        
   Junior Villagomez 
 
 
 
 Trustindex verifies that the original source of the review is Google. Awesome experience! Turnaround was fast easy and smooth! Appreciate the transparency! The beginning of something big!
  
 
        
   Matt Thompson 
 
 
 
 Trustindex verifies that the original source of the review is Google. Highly recommend Prime Plus for a hard money loan! Bob and his team are very easy to work with and helped get my first flip funded.
  
 
        
   Bobby Agron 
 
 
 
 Trustindex verifies that the original source of the review is Google. Bob came in and saved the day.  After losing a deal from another lender we were able to have Prime Plus in 48 hours put the entire thing together and fund on time.  Plus the fees and deal itself saved us more money in the end also!  Thanks Bob.  See you on the next deal.
  
 
        
   Rachel Barley 
 
 
 
 Trustindex verifies that the original source of the review is Google. We were in a bind with our lender and Bob worked nothing less than what I can call magic to get us closed in 72 hours. Highly recommended, extremely professional and responsive. I could not give any higher praise to Bob and his team.
  
 
        
   Norma Lopez 
 
 
 
 Trustindex verifies that the original source of the review is Google. super easy and everyone was very helpful throughout the process

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About Commercial Hard Money Loans

Whether you’re purchasing a strip mall in Scottsdale, rehabbing a mixed-use building in Phoenix, or bridging a deal on an office space in Tucson, Prime Plus Mortgages is your trusted Arizona-based lender for private commercial real estate loans.

Unlike traditional banks, we move fast and focus on the value of the deal — not your income or credit score. That means quicker closings, fewer headaches, and access to capital for deals others can’t fund.

Get Funded Now

Prequalification Form & Investing Guide

Questions about applying? Call or text 480-923-7602.

Why Use Us for Commercial Loans

Investor Challenge	How Our Commercial Loans Help
Traditional lenders take too long for commercial approvals	Fast approvals — most decisions within 24–48 hours
Banks require extensive documentation and income proof	No income verification or tax returns required — asset-based underwriting
Difficult to finance mixed-use, retail, or light industrial	We fund all commercial asset types — including mixed-use and non-traditional
Loan caps limit ability to scale projects	Loan amounts from $100K to $5M based on property value
Strict credit requirements block investors	Credit score is not a factor — we focus on the deal, not your history

We Fund These Arizona Commercial Properties

Office buildings
Retail strip centers
Warehouse and light industrial
Mixed-use developments
Land for commercial development
Multi-family (5+ units)

Our Hard Money Loan Approval Process

Apply

Receive Confirmation

Receive Funding

Complete Your Build

Why Use Commercial Hard Money Loans

Same-day approvals available*
100% asset-based lending
No Credit Checks
Trusted by hundreds of Arizona real estate investors

Why Choose Prime Plus Mortgages

Fast approvals — as little as 1 hour
Funding typically available on your timeline
No credit checks or tax returns required
Arizona-based — deep local market knowledge

Benefits Of Our Commerical Loans In Arizona

Fast Turnaround

Full Coverage

Seamless Process

Asset Based

Why Prime Plus Mortgages?

Up to 90% LTV
10 – 16% interest rate
Asset based, not credit based lending
Funds available within 24 hours if needed (our loans really are fast)
Points vary based on the deal and borrower experience
No pre-payment penalties

Get Approved For A Hard Money Loan Today

Apply Now