Bridge Loans
Scottsdale & Phoenix, Arizona

What Are Bridge Loans?

The name bridge loan comes from this loan type’s design as a short-term loan meant to bridge the gap until a property can be refinanced into a long-term mortgage or sold. In the Phoenix real estate market, bridge loans are used to close deals quickly, fund rehab projects, and rescue homes from foreclosure. Regardless of the purpose, all bridge loans offer fast approvals that are based on asset values. This means that even if your credit has been damaged, you qualify for a bridge loan if the property has sufficient valuation.

How Does A Bridge Loan Help?

Real estate investment is a competitive business, especially in Phoenix. With the real estate market booming, investors have to fight to win the good properties—the properties they can fix and flip with huge profits. Investors who work with slow retail banks lose out. Approvals with those institutions take 30 days or more. When you work with a hard money lender like Prime Plus Mortgages, you can have approval on your next investment in as little as 24 hours.

This means you win the bidding. When you’re fighting for the hot deals, you need financing right now! After you secure the property, you can fix and flip it. If you want to keep the property, you can then refinance it into a long-term loan.


Prequalification Form & Investing Guide
Or Call (480) 725-5823

PPM Process




Receive Confirmation


Receive Funding


Flip Or Rent It

I had a great experience working with them! They're very helpful and friendly and They always response very fast, I will definitely work again with them in any investment property I have in the future!!! Highly recommended!! Thank you so much to all your team!!

Adriana VazquezCustomer

Where Can I Find A Bridge Loan Lender?

Your next rehab project is guaranteed to succeed when you work with a bridge loan lender like Prime Plus Mortgages. Our loans are designed for rehab projects because they are based on the after repaired value(ARV) of the property. The ARV is the value of the property after you complete the rehab. When you find that golden investment opportunity and fund it with Prime Plus Mortgages based on the ARV, you get funding to not just buy the property but also to complete the repairs. With Prime Plus Mortgages, your next fix-and-flip project is destined to succeed.

PPM Benefits

Fast Turnaround

Full Coverage

Seamless Process

Asset Based

Can You Rescue My Foreclosure?

When homeowners or real estate investors face foreclosure, they can save their property and their equity by working with a bridge loan lender like Prime Plus Mortgages. When you’ve put blood, sweat, and tears into an investment property or home, the last thing you want is the bank selling it out from under you, so someone can scoop your equity. If you are in danger of foreclosure, contact Prime Plus Mortgages.

As a bridge loan lender, we can provide the financing you need to pay off the foreclosing lender, provided there is sufficient equity in the property. Our short-term loans are based on the asset, not your credit. This means that while retail banks turn you away, hard money lenders like Prime Plus Mortgages get you the funding you need. Once you get the property out of foreclosure, you can either sell it or refinance into a long-term mortgage once things get back on track.

Whether you are a real estate investor or homeowner who needs fast approval for an asset-based loan, Prime Plus Mortgages has your back. We’ll get you the cash you need today.

Why Prime Plus Mortgages?

  • Up to 90% LTV
  • 10-16% interest rate
  • Asset based, not credit based lending
  • Funds available within 24 hours if needed (our loans really are fast)
  • Points vary based on the deal and borrower experience
  • No pre-payment penalties

Get Prequalified For A Hard Money Loan Today

We’re Arizona’s bridge loan lender. Always make sure you apply, because there are occasions where we may be able to negotiate some of the terms.

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