What is a bridge loan used for in real estate?

Bridge loans are used to cover the gap between buying a new property and selling an existing one, funding auction purchases, gap financing, 1031 exchange transactions, and bridging the gap while waiting on conventional financing.

What is the maximum LTV on a bridge loan in Arizona?

Prime Plus Mortgages offers up to 90% LTV on bridge loans in Arizona. Approval is asset-based with no income verification required.

Bridge Loans in Phoenix – Same-Day Funding for Real Estate Investors

Q: How fast can I get a bridge loan in Phoenix?

Prime Plus Mortgages offers same-day approvals on bridge loans in Phoenix. Most investors are funded within 48 hours after approval.

Q: Do you lend on flips and rentals in Phoenix?

Yes. We fund all non-owner-occupied investment properties in Phoenix and across Arizona including fix and flips, rentals, and commercial properties.

Q: What makes your Phoenix bridge loans different?

Prime Plus Mortgages is an asset-based direct lender. We do not require income verification or credit checks. Approval is based on the property value and deal strength, allowing us to approve and fund faster than any traditional lender.

Asset-based bridge loans for Phoenix real estate investors. Same-day approval, funding in as little as 48 hours.

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Rates Starting at Just 10.99%
Get Approved in 1 Hour

• Fast Same-Day Bridge Loan Approvals • 100% Confidence Closings Without Banks • Designed for Phoenix Investors and Flippers

★ ★ ★ ★ ★

Over 180+ 5-Star Reviews

    
 
 
         
   Brian P 
 
 
 
 Trustindex verifies that the original source of the review is Google. I’m giving them 5 stars before I apply for a loan . 💵 helps.
  
 
        
   viryriana mancillas 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very grateful with Bob and the team from Prime Plus Mortgage, so helpful and I appreciate the patience they have. We are very satisfied and looking forward to working with Bob and the team with more loans in the future.
  
 
        
   nancy montano 
 
 
 
 Trustindex verifies that the original source of the review is Google. Bob was really knowledgeable and great throughout the entire process, everything was done very quickly and we were able to successfully close on this investment property thanks to his wonderful team! I recommend working with them 1000%
  
 
        
   Britany Statt 
 
 
 
 Trustindex verifies that the original source of the review is Google. Prime Plus really helped me in a bind. My usual hard money lender was unable to close with the date I needed. I reached out to Prime Plus and they were able to make it happen. Very friendly, easy to apply, great rates. I will definitely be using them again!
  
 
        
   Kyle Gaughen 
 
 
 
 Trustindex verifies that the original source of the review is Google. Easy to do business with and minimal fees with good terms!
  
 
        
   Junior Villagomez 
 
 
 
 Trustindex verifies that the original source of the review is Google. Awesome experience! Turnaround was fast easy and smooth! Appreciate the transparency! The beginning of something big!
  
 
        
   Matt Thompson 
 
 
 
 Trustindex verifies that the original source of the review is Google. Highly recommend Prime Plus for a hard money loan! Bob and his team are very easy to work with and helped get my first flip funded.
  
 
        
   Bobby Agron 
 
 
 
 Trustindex verifies that the original source of the review is Google. Bob came in and saved the day.  After losing a deal from another lender we were able to have Prime Plus in 48 hours put the entire thing together and fund on time.  Plus the fees and deal itself saved us more money in the end also!  Thanks Bob.  See you on the next deal.
  
 
        
   Rachel Barley 
 
 
 
 Trustindex verifies that the original source of the review is Google. We were in a bind with our lender and Bob worked nothing less than what I can call magic to get us closed in 72 hours. Highly recommended, extremely professional and responsive. I could not give any higher praise to Bob and his team.
  
 
        
   Norma Lopez 
 
 
 
 Trustindex verifies that the original source of the review is Google. super easy and everyone was very helpful throughout the process

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What Are Bridge Loans?

Bridge loans are a type of hard money loan meant to bridge the gap in funding until a property can be refinanced or sold. Hard money lenders offer bridge loans to help investors close deals quickly, fund rehab projects, and rescue homes from foreclosure. Regardless of the purpose, all hard money loans offer fast approvals and are based on asset values. You can qualify for a bridge loan if the property has sufficient value.

Why Phoenix Investors Use Bridge Loans?

Close fast in competitive markets
Flip or rent with flexibility
Avoid delays in sale-to-purchase transitions
No bank approval needed
Use equity in an existing property to fund a new deal

Get Funded Now

Prequalification Form & Investing Guide

Questions about applying? Call or text 480-923-7602.

Our Phoenix Bridge Loans Terms & Rates

Loan Feature	Prime Plus
Max LTV	Up to 90%
Approval Speed	Same day
Funding Speed	48 hours after approval
Income Verification	Not required
Lending Area	Phoenix, Scottsdale, Tucson & all AZ
Property Types	All investment properties (no owner-occupied)

HOW DO ARIZONA BRIDGE LOANS HELP?

Real estate investment is a competitive business, especially in Arizona. With the real estate market booming, investors have to fight to win the good properties—the properties they can fix and flip with huge profits. Investors who work with slow retail banks lose out. Approvals with those institutions take 30 days or more. When you work with a hard money lender like Prime Plus Mortgages, you can have approval on your next investment in as little as 24 hours.

This means you win the bidding. When you’re fighting for the hot deals, you need financing right now! Using hard money loans, you can secure the property, you can fix and flip it. If you want to keep the property, you can then refinance it into a long-term loan.

WHO USES ARIZONA BRIDGE LOANS?

Use Case	Why Use a Bridge Loan
Buying Before Selling	Unlock cash from equity to secure a new property
Fix & Flip Delays	Bridge funding between exit and next purchase
Auction Purchases	Quick funding to win fast-close deals
Delayed Perm Loans	Bridge the gap while waiting on conventional financing
Gap Financing	Cover the funding gap between purchase and long-term financing
1031 Exchange Bridge	Move fast on a replacement property while your sold asset closes

PPM Process

Apply

Receive Confirmation

Receive Funding

Flip Or Rent It

Rehab Projects Scottsdale Phoenix Arizona

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Where Can I Find A Bridge Loan Lender?

Your next real estate investment is guaranteed to succeed when you work with a hard money lender like Prime Plus Mortgages. Our hard money loans are designed for rehab projects because they are based on the after repair value(ARV) of the property. The ARV is the value of the property after you complete the rehab. When you find that golden investment opportunity and fund it with Prime Plus Mortgages based on the ARV, you get funding to not just buy the property but also to complete the repairs. With Prime Plus Mortgages hard money loans, your next fix-and-flip project is destined to succeed.

Benefits Of Bridge Loans

Fast Turnaround

Full Coverage

Seamless Process

Asset Based

Can You Rescue My Foreclosure?

When real estate investors face foreclosure, they can save their property and their equity by working with a hard money lender like Prime Plus Mortgages. When you’ve put blood, sweat, and tears into an investment property or home, the last thing you want is the bank selling it out from under you, so someone can scoop your equity. If you are in danger of foreclosure, contact Prime Plus Mortgages.

As a bridge loan lender, we can provide the financing you need to pay off the foreclosing lender, provided there is sufficient equity in the property. Our hard money loans are based on the asset, not your credit. This means that while retail banks turn you away, hard money lenders like Prime Plus Mortgages get you the funding you need. Once you get the property out of foreclosure, you can either sell it or refinance into a long-term mortgage once things get back on track.

Whether you are a real estate investor or homeowner who needs fast approval for an asset-based loan, Prime Plus Mortgages has your back. We’ll get you hard money loan you need today.

Foreclosure Rescue Scottsdale Phoenix Arizona

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Why Prime Plus Mortgages?

Up to 90% LTV asset-based loans
Rates starting at 10.99%
Same-day approval — funded in 48 hours after approval
Asset-based, not credit-based lending
No income verification required
No pre-payment penalties
Points vary based on deal and borrower experience
All investment properties funded — no owner-occupied

Get Prequalified For A Hard Money Loan Today

Prime Plus Mortgages is Arizona’s direct hard money lender, funding bridge loans across Phoenix, Scottsdale, Tucson, and all of Arizona… Apply today!

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Bridge Loans in Phoenix – Same-Day Funding for Real Estate Investors

Rates Starting at Just 10.99%
Get Approved in 1 Hour

What Are Bridge Loans?

Why Phoenix Investors Use Bridge Loans?