Same-day approvals and asset-based loans across Arizona, from Phoenix, Tucson, Mesa, Scottsdale, Glendale, and beyond. No income docs or credit checks.
Questions about applying? Call or text 480-923-7602.
Get funded quickly for your next fix & flip. No income checks. No red tape.
Over 180+ 5-Star Reviews
Hard money loans make real estate investing easy with easy funding for real estate investments. With fast funding and no credit checks.
Hard money loans are based on the property value or the after repair value of a property. The loan applies only to that specific property. Borrower’s income and credit history have no bearing on loan approval. Hard money lenders have fast approval times, often as little as 24 hours. Soft money loans may take 30 days or more for approval.
Our Phoenix hard money loans get approved much faster because the qualification is straightforward. The primary criteria is equity in the property. Hard money loans are fast to fund and are extremely useful in any real estate investment.
We fund real estate investors throughout Arizona — from Phoenix to Tucson — with flexible, no-credit hard money loans.
Prequalification Form & Investing Guide
Questions about applying? Call or text 480-923-7602.
Why more Arizona investors trust Prime Plus for faster, easier, and deal-ready funding.
| Prime Plus Mortgages | Traditional Lenders | |
|---|---|---|
| Approval Time | As fast as 1–2 business days | 2–4+ weeks |
| Income Verification | Not required | Required |
| Credit Score Requirement | Not required | Required |
| Rehab Cost Coverage | Up to 100% available | Typically not included |
| Loan Designed For | Real estate investors | General borrowers / primary homes |
Hard money loans in Arizona are ideal for real estate investors who need speed, flexibility, and asset-based underwriting. Whether you’re flipping a house in Tucson, refinancing a property in Mesa, or bridging a funding gap in Scottsdale, Prime Plus Mortgages helps you close fast, so you can fip your next property on your timeline!
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Prime Plus Mortgages is headquartered in Scottsdale and serves investors across all of Arizona — from Phoenix to Tucson, Mesa to Glendale. If you’re ready to get prequalified and move fast on your next deal, we’re ready to lend.
Prime Plus Mortgages can approve loans in 1 hour and fund within 48 hours.
Yes! We fund fix and flips, rental rehabs, and land deals for experienced real estate investors.
None — we’re an asset-based lender and do not use credit scores in our approval.
Yes — Prime Plus Mortgages offers asset-based loans that don’t require a credit score or income docs. We fund based on the deal, not your debt-to-income ratio.
NMLS # 1602950
BK – 0941773
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