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Land Loans in Arizona for Real Estate Investors

Flexible, fast funding to help you acquire vacant land, infill lots, and build-ready parcels across Arizona.

★ ★ ★ ★ ★

Over 180+ 5-Star Reviews

Get approved on your timeline for your next deal. No income checks or credit checks required.

Questions about applying? Call or text 480-923-7602.

Rates Starting at Just 10.99%
Fast Approvals in as Little as 1 Hour!

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Brian P
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I’m giving them 5 stars before I apply for a loan . 💵 helps.
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viryriana mancillas
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Very grateful with Bob and the team from Prime Plus Mortgage, so helpful and I appreciate the patience they have. We are very satisfied and looking forward to working with Bob and the team with more loans in the future.
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nancy montano
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Bob was really knowledgeable and great throughout the entire process, everything was done very quickly and we were able to successfully close on this investment property thanks to his wonderful team! I recommend working with them 1000%
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Britany Statt
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Prime Plus really helped me in a bind. My usual hard money lender was unable to close with the date I needed. I reached out to Prime Plus and they were able to make it happen. Very friendly, easy to apply, great rates. I will definitely be using them again!
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Kyle Gaughen
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Easy to do business with and minimal fees with good terms!
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Junior Villagomez
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Awesome experience! Turnaround was fast easy and smooth! Appreciate the transparency! The beginning of something big!
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Matt Thompson
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Highly recommend Prime Plus for a hard money loan! Bob and his team are very easy to work with and helped get my first flip funded.
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Bobby Agron
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Bob came in and saved the day. After losing a deal from another lender we were able to have Prime Plus in 48 hours put the entire thing together and fund on time. Plus the fees and deal itself saved us more money in the end also! Thanks Bob. See you on the next deal.
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Rachel Barley
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We were in a bind with our lender and Bob worked nothing less than what I can call magic to get us closed in 72 hours. Highly recommended, extremely professional and responsive. I could not give any higher praise to Bob and his team.
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Norma Lopez
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super easy and everyone was very helpful throughout the process

What Are Land Loans?

Land loans are short-term, asset-based loans that help investors purchase vacant land or undeveloped property for future flips, builds, or long-term holds. Traditional lenders often avoid land — especially if it’s raw or unentitled — but at Prime Plus Mortgages, we make it simple.

Our Arizona land loans are designed for real estate investors who need quick capital to secure opportunities before they’re gone — with no W2s, tax returns, or long waits.

Get Funded Now

Prequalification Form

Questions about applying? Call or text 480-923-7602.

How Our Arizona Land Loan Process Works

1

Apply

2

Receive Confirmation

3

Receive Funding

4

Flip Or Rent It

Why Real Estate Investors Use Land Loans

Investor Challenge How Land Loans Help
Banks won’t lend on raw land We lend on land value, not entitlements
Need to close fast Approvals as fast as 1 business day
Not enough cash for full purchase Up to 70% land LTV financing available
No income or strong credit No credit check or income docs required

Benefits Of Our Land Loans In Arizona

Fast Turnaround

Full Coverage

Seamless Process

Asset Based

Why Arizona Investors Choose Prime Plus for Land Loans

  • We fund land deals other lenders won’t touch
  • Flexible terms and fast approvals statewide
  • No income verification or credit score needed
  • Trusted by 180+ local real estate investors

Why Arizona Investors Choose Prime Plus for Land Loans

  • We fund land deals other lenders won’t touch
  • Flexible terms and fast approvals statewide
  • No income verification or credit score needed
  • Trusted by 180+ local real estate investors

Why Prime Plus Mortgages?

  • Up to 90% LTV
  • 10 – 16% interest rate
  • Asset based, not credit based lending
  • Funds available within 24 hours if needed (our loans really are fast)
  • Points vary based on the deal and borrower experience
  • No pre-payment penalties

Need Fast Funding for a Land Deal in Arizona?

Apply today for a no-credit, no-income land loan — built for investors ready to act fast.

Frequently Asked Questions About Land Loans Arizona

Do you offer land loans for investors in Arizona?

Yes. Prime Plus Mortgages provides land loans in Arizona for real estate investors purchasing vacant lots, infill parcels, and build-ready land across the state — including Phoenix, Scottsdale, Mesa, Tucson, and beyond.

Can I get a land loan without a credit check or income verification?

Yes. Our land loans are asset-based, meaning approvals are based primarily on the land value and your investment plan — not tax returns, W2s, or traditional income documentation.

How much can I borrow for a land purchase in Arizona?

Loan amounts vary by location and parcel type, but many deals qualify for up to 70% LTV (loan-to-value). If you’re buying in a strong Arizona market or a buildable area, higher leverage may be available.

What types of land do you finance?

We finance many land types, including:

  • Vacant residential lots
  • Infill lots in established neighborhoods
  • Build-ready parcels
  • Rural land (case-by-case)
  • Parcels intended for long-term hold or future development