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Fix & Flip Loans in Arizona

Rates Starting at Just 10.99%
Fast Approvals in as Little as 1 Hour!

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Questions about applying? Call or text 480-923-7602.

★ ★ ★ ★ ★

Over 180+ 5-Star Reviews

Asset-based fix and flip loans for Arizona house flippers. Same-day approval!

 
 
 
 
 
 
 
  
 
 
 Google 
 Brian P profile picture 
 
 
 Brian P 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
I’m giving them 5 stars before I apply for a loan . 💵 helps.
  
 
  
 
 
 Google 
 viryriana mancillas profile picture 
 
 
 viryriana mancillas 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Very grateful with Bob and the team from Prime Plus Mortgage, so helpful and I appreciate the patience they have. We are very satisfied and looking forward to working with Bob and the team with more loans in the future.
  
 
  
 
 
 Google 
 nancy montano profile picture 
 
 
 nancy montano 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Bob was really knowledgeable and great throughout the entire process, everything was done very quickly and we were able to successfully close on this investment property thanks to his wonderful team! I recommend working with them 1000%
  
 
  
 
 
 Google 
 Britany Statt profile picture 
 
 
 Britany Statt 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Prime Plus really helped me in a bind. My usual hard money lender was unable to close with the date I needed. I reached out to Prime Plus and they were able to make it happen. Very friendly, easy to apply, great rates. I will definitely be using them again!
  
 
  
 
 
 Google 
 Kyle Gaughen profile picture 
 
 
 Kyle Gaughen 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Easy to do business with and minimal fees with good terms!
  
 
  
 
 
 Google 
 Junior Villagomez profile picture 
 
 
 Junior Villagomez 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Awesome experience! Turnaround was fast easy and smooth! Appreciate the transparency! The beginning of something big!
  
 
  
 
 
 Google 
 Matt Thompson profile picture 
 
 
 Matt Thompson 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Highly recommend Prime Plus for a hard money loan! Bob and his team are very easy to work with and helped get my first flip funded.
  
 
  
 
 
 Google 
 Bobby Agron profile picture 
 
 
 Bobby Agron 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Bob came in and saved the day.  After losing a deal from another lender we were able to have Prime Plus in 48 hours put the entire thing together and fund on time.  Plus the fees and deal itself saved us more money in the end also!  Thanks Bob.  See you on the next deal.
  
 
  
 
 
 Google 
 Rachel Barley profile picture 
 
 
 Rachel Barley 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
We were in a bind with our lender and Bob worked nothing less than what I can call magic to get us closed in 72 hours. Highly recommended, extremely professional and responsive. I could not give any higher praise to Bob and his team.
  
 
  
 
 
 Google 
 Norma Lopez profile picture 
 
 
 Norma Lopez 
 
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
super easy and everyone was very helpful throughout the process
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What Are Fix & Flip Loans?

Fix & flip loans are short-term financing options for real estate investors who buy, renovate, and resell properties. These loans are asset-based and designed for speed — no credit or income verification required.

  • Fast closings in as little as 1 day
  • No income or credit checks
  • Up to 90% purchase, 100% rehab

Get Funded Now

Questions about applying? Call or text 480-923-7602.

Our Phoenix Flip Terms

Loan Feature Prime Plus
Max LTV Up to 90%
Approval Speed Same day
Funding Speed 48 hours after approval
Income Verification Not required
Lending Area Phoenix, Scottsdale, Tucson & all AZ
Property Types All investment properties (no owner-occupied)

Fix and Flip Profit Calculator

Estimate Fix and Flip Profit

ESTIMATED PROFIT: $0.00

*Estimates only. Points, lender fees, and additional costs may apply and can impact final profit.

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PPM Process

1

Apply

2

Receive Confirmation

3

Receive Funding

4

Flip Or Rent It

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How Do Fix and Flip Loans in Arizona Work?

Fix and Flip Loans are hard money loans that are secured by the ‘ARV’ Or after repair value of the property. Investors use hard money lenders to fund the purchase and renovations for discounted and wholesale properties.

Arizona house flippers need fast funds to purchase, repair and ‘flip’ quickly. Fix and flip loans can be funded within 1-2 days after approval.

Feature Prime Plus Mortgages Traditional Lenders
Approval Time Same Day (as fast as 1 hour) 7–21 Days
Credit & Income Requirements No Credit or Income Check Strict Requirements
Property Type Flips, Rentals, Distressed, Auctions Mostly Owner-Occupied Homes

Why Choose Prime Plus Mortgages For Your Fix and Flip Loans in Arizona

Fast Turnaround

Full Coverage

Seamless Process

Asset Based

Why Arizona Real Estate Investors Use Fix & Flip Loans

  • Close same-day on distressed properties before cash buyers do
  • Funded in 48 hours after approval — never miss a deal
  • Finance purchase + rehab costs in a single asset-based loan
  • No income verification — your deal’s numbers do the talking
  • All investment property types funded, no owner-occupied restrictions
  • Arizona hard money loans and local lender

Frequently Asked Questions About Fix & Flip Loans

How fast can I get a fix & flip loan in Phoenix?

Most borrowers are approved in 1 hour, and funds are delivered in 1–2 business days.

What types of properties do you finance for flips?

We fund non-owner-occupied investment properties, including single-family homes, townhomes, and small multis.

Do you require experience or good credit?

No — we’re an asset-based lender. We look at the deal and the property, not your FICO score.

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Why Prime Plus Mortgages?

  • Up to 90% LTV
  • 10-16% interest rate
  • Asset based, not credit based lending
  • No pre-payment penalties
  • Local lender offering loans for Phoenix House flippers

Get Prequalified For A Fix and Flip Loan in Arizona Today

Arizona’s direct hard money lender for Scottsdale rehab properties. Same-day approval, Apply now and close your next flip fast.

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