Cash Out Refinance Made Easy With Hard Money Loans
Why Choose A Cash-Out Refinance?
Need quick access to the equity in your real estate? A cash-out refinance hard money loan lets Arizona property owners convert equity into fast cash, without the hassle of traditional bank lending. Our hard money makes it possible to unlock capital in as little as 48 hours.
These loans are ideal for real estate investors and borrowers who are equity-rich but don’t want to wait weeks for approvals. Since approval is based on the value of your property — not your credit score or income — the funding is fast, flexible, and friction-free.

Benefits of a Hard Money Cash-Out Refinance in Arizona
- Same-Day Approvals
- No income or tax return documentation required
- Use funds for real estate, debt payoff, business, or renovations
- Works for residential, commercial, land, and multifamily properties
Our 3-Step Funding Process
1
Apply Online
2
Get Approved
3
Get Funded
Apply for a Commercial Hard Money Loan in Arizona
Prequalification Form & Investing Guide
Or Call 480-923-7602

Common Uses for Cash-Out Hard Money Loans
- Renovating or flipping investment properties
- BRRRR strategy (Buy, Rehab, Rent, Refinance, Repeat)
- Paying off high-interest or balloon debt
- Launching or expanding a business
- Solving short-term liquidity issues
Why Choose Us for Your Arizona Hard Money Refinance?
- We’re experienced Arizona lenders and investors who understand local real estate
- Fast closings — we move as quickly as your title company
- Flexible terms and straightforward loan structures
- Direct, private capital — no delays from banks or brokers
- Personalized service built around your goals
Frequently Asked Questions
How fast can I close and get my funds?
Most of our Arizona cash-out refinance loans close within 2–4 business days after title and valuation.
Do I need to show tax returns or W-2s?
No. These are asset-based loans. Your property’s equity is the key to approval.
Can I get a cash-out refinance on land or commercial property?
Yes, we offer hard money refinance loans on residential, commercial, multifamily, and land across Arizona.
Get the Cash You Need, When You Need It
If you have equity in an Arizona property, we can help you convert it into working capital. Our cash-out refinance hard money loans are built for speed and simplicity, helping real estate owners, developers, and investors access funds when timing matters most.