Flexible Funding for Arizona Commercial Real Estate Deals
Our commercial hard money loans help Arizona real estate investors secure quick financing for retail spaces, office buildings, mixed-use properties, warehouses, and more. These short-term, asset-backed loans are designed to help you close fast, even when traditional lenders won’t.

Perfect for investors who need:
- Quick purchase financing
- Renovation or repositioning capital
- Bridge financing during leasing
- Time-sensitive commercial deals
Our 3-Step Funding Process
1
Apply Online
2
Receive Approval
3
Get Funded
Apply for a Commercial Hard Money Loan in Arizona
Prequalification Form & Investing Guide
Or Call 480-923-7602

Why Use Commercial Hard Money Loans
- Same-Day Approvals
- 100% Asset-Based Lending
- Trusted Local AZ Lending Team
- Trusted by Hundreds of Arizona Real Estate Investors
Why Choose Prime Plus Mortgages?
- Approvals in as little as 1 hour
- Funding available in 24–48 hours
- No income verification or credit checks
- Local knowledge — we only fund Arizona
We Fund These Arizona Commercial Properties:
- Office buildings
- Retail strip centers
- Warehouse / industrial
- Mixed-use developments
- Land for commercial development
- Multi-family (5+ units)
How Our Commercial Hard Money Loans Work in Arizona
Whether you’re purchasing a strip mall in Scottsdale, rehabbing a mixed-use building in Phoenix, or bridging a deal on an office space in Tucson, Prime Plus Mortgages is your trusted local lender for commercial real estate hard money loans.
Unlike traditional banks, we move fast. We underwrite the property, not your income or credit, and can fund your deal within 24 to 48 hours after approval. Our loans are ideal for time-sensitive opportunities or unconventional projects that need flexible funding.
Here’s what to expect with our Arizona commercial loans:
- Loan amounts from $100K to $2 M+
- Up to 65% LTV on commercial asset value
- 6–24 month terms with interest-only payments
- Collateral-first approach with no red tape
- Perfect for acquisition, repositioning, or bridge scenarios
Because we only lend in Arizona, we understand the unique dynamics of the local commercial real estate market and how to move quickly to help you close deals others can’t.
Frequently Asked Questions
How fast can I get a commercial loan?
Most deals are approved within 1 hour and funded in 1–2 business days.
What properties are eligible?
Any non-owner-occupied commercial real estate in Arizona.
Do I need good credit to qualify?
No. We’re an asset-based lender. We underwrite the deal — not your credit.
Ready To Get Funded?
Get prequalified in 60 seconds. Get approved today!