Real Estate Investing Made Simple for Arizona Land Investors
Land loans are short-term real estate loans designed to help investors purchase undeveloped or vacant lots for future development. Whether you’re planning to build a residential home, subdivide for multiple units, or secure a lot for long-term appreciation, land loans give you fast, flexible capital when traditional lenders can’t.
Unlike banks, we underwrite based on the value and potential of the land, not your credit score. Our Arizona land loans are perfect for real estate investors looking to move quickly on promising properties across Phoenix, Tucson, Scottsdale, and beyond.
Why Choose Prime Plus for Arizona Land Loans?
- Approvals in as little as 1 hour
- No income verification or credit score needed
- Arizona-only lender — we understand your market
- Personalized support from real estate investing experts
Our 3-Step Funding Process
1
Apply Online
2
Get Approved
3
Get Funded
Apply for a Commercial Hard Money Loan in Arizona
Prequalification Form & Investing Guide
Or Call 480-923-7602
Hard Money Lending, Made Better:
- Flexible LTV on land-only deals
- Transparent terms — no hidden junk fees
- Simple 3-step process from application to funding
- Trusted by hundreds of Arizona real estate investors
- Perfect for developers, builders, and lot flippers
How to Use Hard Money for Land Loans in Arizona
Never Used Hard Money For Land? It’s easy!
Hard money loans give land investors the speed and flexibility needed to move quickly on opportunities that traditional lenders won’t touch. Whether you’re buying a vacant infill lot, rural acreage, or subdividing land for new construction, hard money allows you to bypass the usual delays and get funded fast.
Here’s how real estate investors use hard money land loans:
- Lot Acquisition for Development: Buy residential-zoned land now and build later. Perfect for developers who want to control property without tying up liquidity.
- Subdivide & Flip: Use funding to acquire larger parcels, subdivide them into buildable lots, and resell for profit.
- Bridge to Construction: Secure the land with a hard money loan while preparing for construction financing or permits.
- Time-Sensitive Deals: Win deals with cash-like offers that close in days, not weeks — ideal for auctions or distressed land sales.
- Entitlement Projects: Fund land purchases during rezoning or entitlement periods to hold and unlock future value.
Because our loans are asset-based and fast to fund, they’re a perfect match for investors looking to move quickly in a competitive Arizona land market.
Frequently Asked Questions
What is a land loan for real estate investors?
A land loan provides short-term financing to help investors acquire vacant lots or undeveloped land. It’s ideal for those planning to build residential properties, subdivide parcels, or hold land for appreciation.
Can I use hard money to buy raw land in Arizona?
Yes — hard money is a great fit for land purchases that banks won’t finance. We offer fast, asset-based loans for residential-zoned land throughout Arizona.
How fast can I get a land loan approved and funded?
We approve deals in as little as 1 hour and fund most land loans within 48 hours, depending on title and closing conditions.
Do you require credit or income to qualify for a land loan?
No — we are an asset-based lender. Our land loan approvals are based on the property’s value and potential, not your credit score or income.
Ready To Get Funded?
Get approved today!
