Land Loans in Arizona for Real Estate Investors
Flexible, fast funding to help you acquire vacant land, infill lots, and build-ready parcels across Arizona.
★ ★ ★ ★ ★
Over 180+ 5-Star Reviews
Get approved on your timeline for your next deal. No income checks or credit checks required.
Questions about applying? Call or text 480-923-7602.
Rates Starting at Just 10.99%
Fast Approvals in as Little as 1 Hour!
What Are Land Loans?
What Are Land Loans?
Land loans are short-term, asset-based loans that help investors purchase vacant land or undeveloped property for future flips, builds, or long-term holds. Traditional lenders often avoid land — especially if it’s raw or unentitled — but at Prime Plus Mortgages, we make it simple.
Our Arizona land loans are designed for real estate investors who need quick capital to secure opportunities before they’re gone — with no W2s, tax returns, or long waits.
Get Funded Now
Prequalification Form
Questions about applying? Call or text 480-923-7602.
How Our Arizona Land Loan Process Works
1
Apply
2
Receive Confirmation
3
Receive Funding
4
Flip Or Rent It
Why Real Estate Investors Use Land Loans
| Investor Challenge | How Land Loans Help |
|---|---|
| Banks won’t lend on raw land | We lend on land value, not entitlements |
| Need to close fast | Approvals as fast as 1 business day |
| Not enough cash for full purchase | Up to 70% land LTV financing available |
| No income or strong credit | No credit check or income docs required |
Benefits Of Our Land Loans In Arizona
Fast Turnaround
Full Coverage
Seamless Process
Asset Based
Why Arizona Investors Choose Prime Plus for Land Loans
- We fund land deals other lenders won’t touch
- Flexible terms and fast approvals statewide
- No income verification or credit score needed
- Trusted by 180+ local real estate investors
Why Arizona Investors Choose Prime Plus for Land Loans
- We fund land deals other lenders won’t touch
- Flexible terms and fast approvals statewide
- No income verification or credit score needed
- Trusted by 180+ local real estate investors
Why Prime Plus Mortgages?
- Up to 90% LTV
- 10 – 16% interest rate
- Asset based, not credit based lending
- Funds available within 24 hours if needed (our loans really are fast)
- Points vary based on the deal and borrower experience
- No pre-payment penalties
Need Fast Funding for a Land Deal in Arizona?
Apply today for a no-credit, no-income land loan — built for investors ready to act fast.
Frequently Asked Questions About Land Loans Arizona
Do you offer land loans for investors in Arizona?
Yes. Prime Plus Mortgages provides land loans in Arizona for real estate investors purchasing vacant lots, infill parcels, and build-ready land across the state — including Phoenix, Scottsdale, Mesa, Tucson, and beyond.
Can I get a land loan without a credit check or income verification?
Yes. Our land loans are asset-based, meaning approvals are based primarily on the land value and your investment plan — not tax returns, W2s, or traditional income documentation.
How much can I borrow for a land purchase in Arizona?
Loan amounts vary by location and parcel type, but many deals qualify for up to 70% LTV (loan-to-value). If you’re buying in a strong Arizona market or a buildable area, higher leverage may be available.
What types of land do you finance?
We finance many land types, including:
- Vacant residential lots
- Infill lots in established neighborhoods
- Build-ready parcels
- Rural land (case-by-case)
- Parcels intended for long-term hold or future development
