Flexible Hard Money Loans, Built for Real Estate Investors
At Prime Plus Mortgages, we specialize in private money loans for Arizona real estate investors. Whether you’re fixing and flipping or building a rental portfolio, our loans are fast, flexible, and tailored to your investment strategy.
No credit score required, If you’re an investor, you’re in the right place.
Why Arizona Investors Trust Prime Plus Mortgages
We’re not just lenders, we’re investors too. That’s why every loan we issue is designed to help you move fast, close fast, and scale fast.
Benefits of Our Private Money Loans:
- Same-day approvals for qualified deals
- No credit checks or income docs
- Asset-based lending focused on your property’s value
- Local Arizona market expertise
- Custom terms for flips, rentals, and new acquisitions
How Our Private Money Loan Process Works
Apply Online
Get a Same-Day Offer
Close & Fund
Use Cases for Bridge Loans in Phoenix
| Investor Goal | Example Deals |
|---|---|
| Fix & Flip | Purchase, rehab, and resell a distressed home |
| Buy & Hold | Acquire rental properties for cash flow |
| Refinance | Cash-out or restructure existing hard money loan |
| Auction Purchase | Quick-close deals at trustee sales or auctions |
| Portfolio Expansion | Leverage equity to scale your investments |
Reviews From Our Arizona Investors
What Makes Us Different?
Unlike banks or traditional lenders, we don’t slow you down with red tape. Our loans are based on your deal, not your credit.
| Feature | Prime Plus Mortgages | Traditional Lender |
|---|---|---|
| Approval Time | Same-day | 2–4 weeks |
| Credit Check | No | Yes |
| Property Type | Investment only | Owner-occupied + others |
| Experience Required | No | Often yes |
| Close Time | Within days | Up to 30 days |
”"We help investors start their next project when they are ready to close!"
— Loren Howard, Founder, Prime Plus Mortgages
Real Projects by New Investors
Loan Requirements
To qualify, you’ll need:
- A property under contract or close to closing
- Basic renovation budget and timeline
- Fair or better credit (No perfect credit required!)
- Exit strategy (sell or refinance plan)
Funded Fix & Bridge Projects
Our 3-Step Funding Process
1
Apply Online
2
Get Approved
3
Get Funded
Ready to Fund Your First Property?
Prime Plus Mortgages specializes in helping beginners get started.
Let us guide you through your first project with local expertise and fast funding.
Frequently Asked Questions
Do you run credit checks?
No. We do not require credit checks — your deal and property are what matter.
Can I get a private loan for an owner-occupied home?
No. Our private money loans are strictly for non-owner-occupied real estate investments.
How fast can I get funded?
We offer same-day approvals and close deals in as little as 3–5 business days.
