What types of properties do you lend on?

We fund single-family homes, multi-family units, condos, and other non-owner-occupied investment properties located throughout Arizona.

What areas in Arizona do you serve?

We provide private money loans throughout Arizona, including Phoenix, Scottsdale, Mesa, Chandler, Tucson, Tempe, and surrounding cities.

Arizona Private Money Loans for Real Estate Investors

Q: Do you run credit checks?

No. We do not require credit checks. Our private money loans are based on the value of your real estate investment deal, not your personal credit score.

Q: Can I get a private loan for an owner-occupied home?

No. Prime Plus Mortgages only offers private money loans for non-owner-occupied investment properties in Arizona.

Q: How fast can I get funded?

We offer same-day approvals and fund most deals in as little as 3–5 business days, depending on title and property readiness.

Flexible Hard Money Loans, Built for Real Estate Investors

At Prime Plus Mortgages, we specialize in private money loans for Arizona real estate investors. Whether you’re fixing and flipping or building a rental portfolio, our loans are fast, flexible, and tailored to your investment strategy.

No credit score required, If you’re an investor, you’re in the right place.

Apply Now

Why Arizona Investors Trust Prime Plus Mortgages

We’re not just lenders, we’re investors too. That’s why every loan we issue is designed to help you move fast, close fast, and scale fast.

Benefits of Our Private Money Loans:

Same-day approvals for qualified deals
No credit checks or income docs
Asset-based lending focused on your property’s value
Local Arizona market expertise
Custom terms for flips, rentals, and new acquisitions

How Our Private Money Loan Process Works

Apply Online

Get a Same-Day Offer

Close & Fund

Use Cases for Bridge Loans in Phoenix

Investor Goal	Example Deals
Fix & Flip	Purchase, rehab, and resell a distressed home
Buy & Hold	Acquire rental properties for cash flow
Refinance	Cash-out or restructure existing hard money loan
Auction Purchase	Quick-close deals at trustee sales or auctions
Portfolio Expansion	Leverage equity to scale your investments

Reviews From Our Arizona Investors

    
 
 
         
   Brian P 
 
 
 
 Trustindex verifies that the original source of the review is Google. I’m giving them 5 stars before I apply for a loan . 💵 helps.
  
 
        
   viryriana mancillas 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very grateful with Bob and the team from Prime Plus Mortgage, so helpful and I appreciate the patience they have. We are very satisfied and looking forward to working with Bob and the team with more loans in the future.
  
 
        
   nancy montano 
 
 
 
 Trustindex verifies that the original source of the review is Google. Bob was really knowledgeable and great throughout the entire process, everything was done very quickly and we were able to successfully close on this investment property thanks to his wonderful team! I recommend working with them 1000%
  
 
        
   Britany Statt 
 
 
 
 Trustindex verifies that the original source of the review is Google. Prime Plus really helped me in a bind. My usual hard money lender was unable to close with the date I needed. I reached out to Prime Plus and they were able to make it happen. Very friendly, easy to apply, great rates. I will definitely be using them again!
  
 
        
   Kyle Gaughen 
 
 
 
 Trustindex verifies that the original source of the review is Google. Easy to do business with and minimal fees with good terms!
  
 
        
   Junior Villagomez 
 
 
 
 Trustindex verifies that the original source of the review is Google. Awesome experience! Turnaround was fast easy and smooth! Appreciate the transparency! The beginning of something big!
  
 
        
   Matt Thompson 
 
 
 
 Trustindex verifies that the original source of the review is Google. Highly recommend Prime Plus for a hard money loan! Bob and his team are very easy to work with and helped get my first flip funded.
  
 
        
   Bobby Agron 
 
 
 
 Trustindex verifies that the original source of the review is Google. Bob came in and saved the day.  After losing a deal from another lender we were able to have Prime Plus in 48 hours put the entire thing together and fund on time.  Plus the fees and deal itself saved us more money in the end also!  Thanks Bob.  See you on the next deal.
  
 
        
   Rachel Barley 
 
 
 
 Trustindex verifies that the original source of the review is Google. We were in a bind with our lender and Bob worked nothing less than what I can call magic to get us closed in 72 hours. Highly recommended, extremely professional and responsive. I could not give any higher praise to Bob and his team.
  
 
        
   Norma Lopez 
 
 
 
 Trustindex verifies that the original source of the review is Google. super easy and everyone was very helpful throughout the process

What Makes Us Different?

Unlike banks or traditional lenders, we don’t slow you down with red tape. Our loans are based on your deal, not your credit.

Feature	Prime Plus Mortgages	Traditional Lender
Approval Time	Same-day	2–4 weeks
Credit Check	No	Yes
Property Type	Investment only	Owner-occupied + others
Experience Required	No	Often yes
Close Time	Within days	Up to 30 days