Start your real estate investment journey with confidence.
Prime Plus Mortgages makes it simple for first-time flippers to access fast, flexible funding, no experience required. Whether you’re flipping your first home or just getting started in real estate, we’re here to help.
Apply now to get pre-approved and start flipping in as little as 24 hours.
What Are Fix and Flip Loans?
Fix and flip loans are short-term loans designed to help investors buy, renovate, and resell a property for profit. They’re ideal for beginners who want:
- Quick funding without the red tape of traditional banks
- To renovate distressed properties
- To make a profit from buying low and selling high
| Feature | Fix and Flip Loan | Bridge Loan |
|---|---|---|
| Purpose | Buy-renovate-sell | Short-term financing between deals |
| Term | 6–12 months | 3–6 months |
| Renovations Covered | Yes | No |
| Ideal For | First-time flippers, investors | Experienced investors with multiple deals |
| Approval Speed | Fast (often 24 hours) | Fast |
| Down Payment | As low as 10% | Varies |
How the Loan Process Works
FIND A PROPERTY
GET FUNDED FAST
RENOVATE & SELL
Why Fix and Flip Loans Are Great for Beginners
- Easy qualification – No prior flipping experience required
- Fast approvals – Skip traditional banks and long waits
- Flexible terms – Loans designed around your project timeline
- Local lender – We know the Arizona market
Tips for Choosing a Fix and Flip Loan
- Start small: Choose manageable projects to gain experience
- Budget wisely: Account for renovation, holding, and selling costs
- Know the ARV: Understand the After Repair Value before buying
Reviews From Arizona Investors
”"Every investor starts somewhere. The right loan turns a good deal into a great opportunity."
— Loren Howard, Founder, Prime Plus Mortgages
Real Projects by New Investors
Loan Requirements
To qualify, you’ll need:
- A property under contract or close to closing
- Basic renovation budget and timeline
- Fair or better credit (No perfect credit required!)
- Exit strategy (sell or refinance plan)
Funded Fix & Bridge Projects
Our 3-Step Funding Process
1
Apply Online
2
Get Approved
3
Get Funded
Ready to Flip Your First Property?
Prime Plus Mortgages specializes in helping beginners get started.
Let us guide you through your first project with local expertise and fast funding.
Frequently Asked Questions
Do I need flipping experience to qualify?
No, we work with many first-time investors.
How much do I need to put down?
As low as 10%, depending on your project and credit.
