Phoenix is one of the top cities in the country for flipping properties — but finding and funding the right deal takes more than luck. At Prime Plus Mortgages, we help real estate investors spot opportunities and close fast with reliable fix and flip loans.
What Are Fix and Flip Properties?
Fix and flip properties are real estate deals where you buy a home at a discount, improve its value through renovation, and sell it at a profit — usually in under 6 months. These properties are often distressed, outdated, or undervalued homes in rising neighborhoods.
How Our Loans Actually Work
FIND A DEAL
GET FUNDED QUICKLY
SELL, OR REFINANCE
What Makes a Good Fix and Flip Property?
- Located in an up-and-coming Phoenix neighborhood
- Needs cosmetic or moderate repairs (not structural)
- Can be purchased below market value
- Has resale comps that justify the ARV (after-repair value)
- Allows for a profitable margin after rehab and holding costs
Fix and Flip Property Criteria
| Property Feature | Why It Matters |
|---|---|
| Undervalued price | Allows you to build in equity and profit from day one |
| Strong ARV comps nearby | Confirms you can resell at a higher price post-renovation |
| Neighborhood demand | Ensures you’ll find a buyer fast and avoid long holds |
| Reasonable rehab budget | Keeps your costs in check and protects profit margin |
Reviews From Arizona Investors
Tips for Phoenix Property Flippers
- Don’t over-improve: stay within the neighborhood’s ceiling
- Look for 3/2 single-family homes — they flip best
- Have your financing ready before making an offer
- Use local contractors to avoid renovation delays
- Plan your exit before you buy
How to Finance Fix and Flip Properties in Phoenix
We offer funding specifically designed for real estate investors:
- Fix and Flip Loans – covers purchase + rehab
- Bridge Loans – fast cash to secure deals
- Transactional Funding – for wholesale/double close flips
Same-day approvals, no tax returns required.
”"Smart flippers don’t guess, they know their numbers and close fast. We’re here to make sure your funding never holds back a profitable deal."
— Loren Howard, Founder, Prime Plus Mortgages
Loan Requirements
To fund your fix and flip property, just bring:
- A signed purchase contract
- Rehab budget or contractor bid
- Exit strategy (sell or refi)
- No credit check
- Close in 5–10 business days
Funded Fix & Bridge Projects
Our 3-Step Funding Process
1
Apply Online
2
Get Approved
3
Get Funded
Apply for a Fix and Flip or Bridge Loan In Phoenix
Prequalification Form & Investing Guide
Or Call 480-923-7602
Frequently Asked Questions
What are the best areas in Phoenix to find flip properties?
Look in areas like Maryvale, Arcadia Lite, Sunnyslope, and South Mountain — where homes are still undervalued but buyer demand is strong.
Can I get funding for a property I haven’t closed on yet?
Yes. You can apply for fix and flip funding before closing — and we recommend it. The faster you move, the more competitive your offer.
Do I need experience to flip a property in Phoenix?
No. We work with first-time investors and provide guidance throughout. If the deal makes sense, we can fund it.
