Commercial Hard Money Loans
• Same-Day Approvals • No Credit Checks •
★ ★ ★ ★ ★
Over 180+ 5-Star Reviews
Questions about applying? Call or text 480-923-7602.
Rates Starting at Just 10.99%
Fast Approvals in as Little as 1 Hour!
About Commercial Hard Money Loans
Whether you’re purchasing a strip mall in Scottsdale, rehabbing a mixed-use building in Phoenix, or bridging a deal on an office space in Tucson, Prime Plus Mortgages is your trusted Arizona-based lender for private commercial real estate loans.
Unlike traditional banks, we move fast and focus on the value of the deal — not your income or credit score. That means quicker closings, fewer headaches, and access to capital for deals others can’t fund.
Get Funded Now
Prequalification Form & Investing Guide
Questions about applying? Call or text 480-923-7602.
Why Use Us for Commercial Loans
| Investor Challenge | How Our Commercial Loans Help |
|---|---|
| Traditional lenders take too long for commercial approvals | Fast approvals — most decisions within 24–48 hours |
| Banks require extensive documentation and income proof | No income verification or tax returns required — asset-based underwriting |
| Difficult to finance mixed-use, retail, or light industrial | We fund all commercial asset types — including mixed-use and non-traditional |
| Loan caps limit ability to scale projects | Loan amounts from $100K to $5M based on property value |
| Strict credit requirements block investors | Credit score is not a factor — we focus on the deal, not your history |
We Fund These Arizona Commercial Properties
- Office buildings
- Retail strip centers
- Warehouse and light industrial
- Mixed-use developments
- Land for commercial development
- Multi-family (5+ units)
Our Hard Money Loan Approval Process
1
Apply
2
Receive Confirmation
3
Receive Funding
4
Complete Your Build
Why Use Commercial Hard Money Loans
- Same-day approvals available*
- 100% asset-based lending
- No Credit Checks
- Trusted by hundreds of Arizona real estate investors
Why Choose Prime Plus Mortgages
- Fast approvals — as little as 1 hour
- Funding typically available on your timeline
- No credit checks or tax returns required
- Arizona-based — deep local market knowledge
Benefits Of Our Commerical Loans In Arizona
Fast Turnaround
Full Coverage
Seamless Process
Asset Based
Why Prime Plus Mortgages?
- Up to 90% LTV
- 10 – 16% interest rate
- Asset based, not credit based lending
- Funds available within 24 hours if needed (our loans really are fast)
- Points vary based on the deal and borrower experience
- No pre-payment penalties
Get Approved For A Hard Money Loan Today
Commercial Hard Money Loans – FAQs
What types of commercial properties can I finance with a hard money loan?
You can use a commercial hard money loan to fund a wide range of properties, including multifamily (5+ units), office buildings, retail centers, warehouses, mixed-use developments, and even land for commercial development in Arizona.
Do I need good credit to qualify for a commercial hard money loan?
No — Prime Plus Mortgages is an asset-based lender, which means we base approval on the property, not your credit score or income history. No credit checks or tax returns are required.
How fast can I close on a commercial loan?
Once approved, most of our commercial loans can be funded within 24–48 hours. Our in-house underwriting and Arizona-only focus allow us to move faster than traditional banks or national lenders.
