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Scottsdale Hard Money Loans

Asset-based hard money loans for Scottsdale real estate investors. Same-day approval, fast funding for luxury rehab, fix & flip, and rental properties.

Or Call! 480-923-7602

Rates Starting at Just 10.99%
Get Approved in 1 Hour

• Fast Same-Day Bridge Loan Approvals • 100% Confidence Closings Without Banks • Designed for Phoenix Investors and Flippers

★ ★ ★ ★ ★

Over 180+ 5-Star Reviews

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Brian P
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I’m giving them 5 stars before I apply for a loan . 💵 helps.
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viryriana mancillas
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Very grateful with Bob and the team from Prime Plus Mortgage, so helpful and I appreciate the patience they have. We are very satisfied and looking forward to working with Bob and the team with more loans in the future.
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nancy montano
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Bob was really knowledgeable and great throughout the entire process, everything was done very quickly and we were able to successfully close on this investment property thanks to his wonderful team! I recommend working with them 1000%
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Britany Statt
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Prime Plus really helped me in a bind. My usual hard money lender was unable to close with the date I needed. I reached out to Prime Plus and they were able to make it happen. Very friendly, easy to apply, great rates. I will definitely be using them again!
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Kyle Gaughen
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Easy to do business with and minimal fees with good terms!
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Junior Villagomez
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Awesome experience! Turnaround was fast easy and smooth! Appreciate the transparency! The beginning of something big!
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Matt Thompson profile picture
Matt Thompson
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Highly recommend Prime Plus for a hard money loan! Bob and his team are very easy to work with and helped get my first flip funded.
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Bobby Agron
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Bob came in and saved the day. After losing a deal from another lender we were able to have Prime Plus in 48 hours put the entire thing together and fund on time. Plus the fees and deal itself saved us more money in the end also! Thanks Bob. See you on the next deal.
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Rachel Barley
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We were in a bind with our lender and Bob worked nothing less than what I can call magic to get us closed in 72 hours. Highly recommended, extremely professional and responsive. I could not give any higher praise to Bob and his team.
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Norma Lopez
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super easy and everyone was very helpful throughout the process

Our Scottsdale Hard Money Loan Terms & Rates

Loan Feature Prime Plus
Max LTV Up to 90%
Approval Speed Same day
Funding Speed 48 hours after approval
Income Verification Not required
Lending Area Scottsdale, Phoenix, Tempe & all AZ
Property Types All investment properties (no owner-occupied)

SCOTTSDALE HARD MONEY LOANS FOR REAL ESTATE INVESTORS

Scottsdale is one of Arizona’s most competitive real estate investment markets. From luxury rehab properties in Old Town and North Scottsdale to fix and flip opportunities in established neighborhoods near the 101, Scottsdale rewards investors who move fast with the right funding partner.

Prime Plus Mortgages is Arizona’s direct hard money lender, funding fix and flip loans, luxury rehab loans, and rental property loans across Scottsdale, Phoenix, Tempe, and all of Arizona. We approve same-day and fund within 48 hours after approval. No income verification. No credit checks. Your deal’s numbers do the talking.

Scottsdale's Luxury Rehab Market

Scottsdale’s high-end real estate market creates exceptional opportunities for experienced renovation investors. Investors who can move quickly on distressed luxury properties in Scottsdale consistently outperform the broader Phoenix metro market.

Prime Plus Mortgages funds luxury rehab loans up to 90% LTV in Scottsdale, giving investors maximum leverage to acquire and renovate high-value properties without tying up their own capital.

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Who Qualifies for a Scottsdale Hard Money Loan?

Prime Plus Mortgages is an asset-based lender, meaning we approve based on the property value and deal strength, not your credit score or income history. If you’re a real estate investor in Scottsdale looking to move fast on a deal, you likely qualify. We fund all non-owner-occupied investment properties across Scottsdale and the greater Phoenix metro.

Or Call! 480-923-7602

Scottsdale House 3
Scottsdale House 4

BRRRR Investing in Scottsdale

Scottsdale’s rental market is driven by a high-income professional population, strong short-term rental demand near Old Town and the entertainment district, and consistent year-round occupancy. BRRRR investors targeting Scottsdale benefit from strong rental yields, appreciating property values, and a tenant pool that supports both long-term and short-term rental strategies.

Prime Plus Mortgages funds BRRRR deals across Scottsdale with asset-based loans up to 90% LTV. Same-day approval means you never miss a deal while waiting on bank timelines.

Common Deal Types We Fund in Scottsdale

  • Hard Money Loans — high-value renovation properties in North Scottsdale and Old Town
  • Fix and flip — single-family homes across South and North Scottsdale
  • Rehab Loans— long-term and short-term rentals
  • Bridge loans — gap financing between purchase and long-term financing
  • Auction purchases — fast-close funding for Scottsdale auction deals

Get Prequalified For A Hard Money Loan Today

Arizona’s direct hard money lender for Scottsdale real estate investors. Same-day approval, funded in 48 hours.

Apply now and close your next deal fast.