Traditional banks slow you down. As Arizona’s trusted private lender, we help real estate investors close quickly, rehab efficiently, and profit confidently with flexible fix and flip funding.
Why Use a Private Lender for Fix and Flip Projects?
Private lenders offer a major advantage over banks and credit unions:
- Speed — same-day approvals & funding in 5–10 days
- Flexibility — asset-based loans, no tax returns or credit checks
- Experience — we’re investors too, and know what it takes
| Feature | Private Lenders | Traditional Banks |
|---|---|---|
| Speed to Close | 2+ days | 30–60 days |
| Loan Type | Asset-based, short-term | Credit/income-based, long-term |
| Approval Process | Deal-focused, fast | Document-heavy, slow |
| Designed For | Real estate investors | Homebuyers & owner-occupants |
How Our Loans Actually Work
Find Your Deal
Get Approved
Sell & Earn
When to Use a Private Lender for Your Flip
- You’re buying a distressed or off-market property
- You need to close fast and can’t wait on a bank
- You’re flipping in Arizona and want local lender support
- You want to fund purchase and rehab with one loan
Fix and Flip Loan Features
- Loan amounts from $75k to $2M+
- Up to 90% purchase + 100% rehab
- 6–12 month terms
- No income or employment verification
Reviews from Arizona Investors
Benefits of Bridge & Flip Loans from Prime Plus
- Fast approvals and closings (often same day)
- No income verification or credit minimums
- Rehab costs covered (for flip loans)
- Down payment assistance options (for bridge)
- Local experts who know the Arizona market
”"Private lending was built for investors. We fund flips based on the deal, not your credit score. If it’s a smart project, we’ll make it happen fast."
— Loren Howard, Founder, Prime Plus Mortgages
Fix and Flip Markets We Fund in Arizona
- Phoenix
- Scottsdale
- Mesa
- Glendale
- Tucson
- Flagstaff
- Tempe
- Chandler
- West Valley
We fund single-family homes, condos, townhomes, and small multis.
Funded Fix & Bridge Projects
Our 3-Step Funding Process
1
Apply Online
2
Get Approved
3
Get Funded
Apply for a Fix and Flip or Bridge Loan In Phoenix
Prequalification Form & Investing Guide
Or Call 480-923-7602
FAQs: Private Lenders for Fix and Flip in Arizona
Why use a private lender instead of a bank for fix and flip?
Private lenders offer faster closings, fewer documentation requirements, and loans designed for real estate investors — not owner-occupants.
Can I get a private loan with bad credit?
Yes. Our loans are based on the value of the deal, not your credit score. We regularly fund investors with imperfect credit.
How much of the purchase and rehab can be financed?
We offer up to 90% of the purchase price and 100% of the rehab budget, depending on deal strength and ARV.
