Need Fast Cash for a Real Estate Deal in Phoenix? We’ve Got You Covered.
If you’re a real estate investor in Phoenix looking to close fast, you need a reliable private money lender who understands the local market. At Prime Plus Mortgages, we provide hard money loans with no credit checks, same-day approvals, and local support every step of the way.
We fund only non-owner-occupied investment properties, from single-family flips to multi-unit rentals.
Why Phoenix Investors Choose Prime Plus Mortgages
We live and lend in Phoenix, and we know what it takes to close deals here. We’ve got the capital and experience to move fast.
Benefits:
- Same-day loan approvals
- No credit or income docs
- Expert knowledge of Phoenix zoning, comps, and timelines
- Designed specifically for investors, by investors
How Our Phoenix Private Money Loans Work
Apply Online
Get a Same-Day Offer
Close & Fund
Popular Private Loan Use Cases in Phoenix
| Investor Goal | Example Deals |
|---|---|
| Fix & Flip | Rehab a property in Arcadia or Encanto |
| Buy & Hold | Acquire rentals in Maryvale or Laveen |
| Refinance | Reposition debt on an existing investment |
| Quick Auction Purchase | Secure property at Maricopa County auction |
| BRRRR Strategy | Recycle capital to scale your Phoenix portfolio |
Reviews From Our Arizona Investors
What Makes Us Different?
Unlike banks or traditional lenders, we don’t slow you down with red tape. Our loans are based on your deal, not your credit.
| Feature | Prime Plus (Phoenix) | Big Banks or National Lenders |
|---|---|---|
| Approval Time | Same-day | 2–4 weeks |
| Local Market Knowledge | Yes | No |
| Credit Check Required | No | Yes |
| Loan Purpose | Investment only | Owner-occupied + other |
| Closing Time | 3–5 days | 21–30 days |
”"Private money loans make it simple, if the deal makes sense, you get the cash. We fund fast and so you can stay competitive in any market."
— Loren Howard, Founder, Prime Plus Mortgages
Real Projects by New Investors
Loan Requirements
To qualify, you’ll need:
- A property under contract or close to closing
- Basic renovation budget and timeline
- Fair or better credit (No perfect credit required!)
- Exit strategy (sell or refinance plan)
Funded Fix & Bridge Projects
Our 3-Step Funding Process
1
Apply Online
2
Get Approved
3
Get Funded
Ready to Fund Your First Property?
Prime Plus Mortgages specializes in helping beginners get started.
Let us guide you through your first project with local expertise and fast funding.
Frequently Asked Questions
Do you run credit checks?
No. We do not require credit checks — your deal and property are what matter.
Can I get a private loan for an owner-occupied home?
No. Our private money loans are strictly for non-owner-occupied real estate investments.
How fast can I get funded?
We offer same-day approvals and close deals in as little as 3–5 business days.
