Fund Your Next Flip or Rental Fast – Arizona’s Trusted Hard Money Lender
Whether you’re flipping, BRRRRing, or rehabbing to rent, Prime Plus Mortgages gives real estate investors the funding edge with fast, flexible, and local asset-based loans.
- Same-day approvals
- No tax returns or W2s
- Based on property, not credit
- Designed for Arizona investors
What Are Fix and Flip Loans?
Rehab loans are short-term loans for real estate investors who plan to:
- Renovate and sell properties for profit
- Buy undervalued homes that need repairs
- Use BRRRR (Buy, Rehab, Rent, Refinance, Repeat) strategies
- Improve rental units before refinancing
Unlike banks, our hard money loans are based on the property and potential, not your personal income or credit.
| Feature | Prime Plus Rehab Loan | Traditional Bank Loan |
|---|---|---|
| Approval Time | Same Day | 2–6 Weeks |
| Credit Score Needed | None | Typically 620+ |
| Loan Based On | Asset / Property Value | Income + Credit Score |
| Renovation Funds Included | ✅ Yes | ❌ Rarely |
| Designed For | Real Estate Investors | Homeowners / Owner-Occupants |
| Speed to Close | 24–72 Hours | 3–6 Weeks |
Who We Lend To
We fund real estate deals across Arizona for:
- House Flippers
- BRRRR Investors
- Buy-and-Hold Landlords
- Developers and Wholesalers
- Multi-family Rehabbers
- Land Investors
How Our Rehab Loan Process Works
Apply in Minutes
Get a Same-Day Approval
Close & Fund
”"A rehab loan can turn a tired rental into a high-performing asset, whether you're planning to sell for profit or hold for long-term cash flow, it's the fastest way to level up your exit strategy."
— Loren Howard, Founder, Prime Plus Mortgages
Requirements for a Rehab Loan in Arizona
- Property under contract
- Rehab budget and exit plan
- 10–20% down payment
- No credit check needed
Why Arizona Investors Choose Prime Plus Mortgages
- Local to Arizona – We’re investors too. We know this market.
- Asset-Based Lending – No credit checks, no W2s, no fluff.
- Same-Day Approvals – We move as fast as you do.
- Rehab + Purchase Funding – Finance the entire project.
- Flexible Exit Strategies – Sell, refi, or rent — you choose.
Reviews From Arizona Investors
Real Projects by New Investors
Loan Requirements
To qualify, you’ll need:
- A property under contract or close to closing
- Basic renovation budget and timeline
- Fair or better credit (No perfect credit required!)
- Exit strategy (sell or refinance plan)
Funded Fix & Bridge Projects
Our 3-Step Funding Process
1
Apply Online
2
Get Approved
3
Get Funded
Ready to Flip Your First Property?
Prime Plus Mortgages specializes in helping beginners get started.
Let us guide you through your first project with local expertise and fast funding.
Frequently Asked Questions
Can I get a rehab loan without a credit check?
Yes. Our loans are asset-based, meaning we look at the deal, not your credit score.
How fast can you fund a rehab deal?
We offer same-day approvals and can fund within 1–3 days in most cases.
Do you lend on rentals or only flips?
Yes, we fund BRRRR deals, rental rehabs, and flips — any value-add investment.
Can new investors apply?
Absolutely. We work with first-time and experienced investors across Arizona.
