Fast Funding for Real Estate Investors in Scottsdale
Scottsdale’s hot real estate market moves fast, and so should your financing. At Prime Plus Mortgages, we offer private, asset-based hard money loans built exclusively for real estate investors.
Whether you’re flipping a home in Old Town, acquiring a rental in North Scottsdale, or purchasing a luxury property near McCormick Ranch, we fund deals fast with no credit checks, no red tape, and no delays.
Why Scottsdale Investors Use Our Hard Money Loans
Why Scottsdale Investors Use Our Hard Money Loans
- Same-day approvals for qualified investment properties
- No credit or income docs required
- Loans based on property value, not borrower profile
- Close in as little as 3–5 days
How Our Phoenix Private Money Loans Work
Apply Online
Get a Same-Day Offer
Close & Fund
Best Hard Money Loan Use Cases in Scottsdale
| Investor Goal | Example Deal Location |
|---|---|
| Fix & Flip | Rehab in Old Town or South Scottsdale |
| Buy & Hold | Long-term rental near McCormick Ranch |
| BRRRR Strategy | Acquire, rehab, refinance in North Scottsdale |
| Cash-Out Refinance | Leverage equity on an existing asset |
| Quick Auction Purchase | Fast close near the Civic Center or ASU Skysong |
Reviews From Our Arizona Investors
What Makes Our loans Different?
Unlike banks or traditional lenders, we don’t slow you down with red tape. Our loans are based on your deal, not your credit.
| Feature | Prime Plus Mortgages | Traditional Lender |
|---|---|---|
| Approval Time | Same-day | 2–4 weeks |
| Credit Score Required | No | Yes |
| Local Real Estate Focus | Yes | No |
| Loan Purpose | Investment Only | Owner-occupied or mixed |
| Closing Time | 3–5 days | 21–45 days |
”“We fund smart deals fast, so you can make money faster! That’s what Scottsdale investors need.”
— Loren Howard, Founder, Prime Plus Mortgages
Real Projects by New Investors
Loan Requirements
- A property under contract or close to closing
- Basic renovation budget and timeline
- Fair or better credit (No perfect credit required!)
- Exit strategy (sell or refinance plan)
Funded Fix & Bridge Projects
Our 3-Step Funding Process
1
Apply Online
2
Get Approved
3
Get Funded
Ready to Fund Your First Property?
Prime Plus Mortgages specializes in helping beginners get started.
Let us guide you through your first project with local expertise and fast funding.
Frequently Asked Questions
Do you lend on luxury properties in Scottsdale?
Yes — we lend on high-value fix & flips, short-term rentals, and BRRRR deals in luxury neighborhoods.
How fast can I get approved for a Scottsdale hard money loan?
Same day. If your deal checks out, we approve fast and fund in 3–5 days.
How fast can I get funded?
We offer same-day approvals and close deals in as little as 3–5 business days.






