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Hard Money Loans in Scottsdale

Fast Funding for Real Estate Investors in Scottsdale

Scottsdale’s hot real estate market moves fast, and so should your financing. At Prime Plus Mortgages, we offer private, asset-based hard money loans built exclusively for real estate investors.

Whether you’re flipping a home in Old Town, acquiring a rental in North Scottsdale, or purchasing a luxury property near McCormick Ranch, we fund deals fast with no credit checks, no red tape, and no delays.

Why Scottsdale Investors Use Our Hard Money Loans

Prime Plus Mortgages provides hard money loans to real estate investors in Scottsdale, AZ with same-day approvals, no credit checks, and fast closings. Ideal for flips, rentals, or high-value investment deals.

 

Why Scottsdale Investors Use Our Hard Money Loans

  • Same-day approvals for qualified investment properties
  • No credit or income docs required
  • Loans based on property value, not borrower profile
  • Close in as little as 3–5 days

How Our Phoenix Private Money Loans Work

Apply Online
Get a Same-Day Offer
Close & Fund

Best Hard Money Loan Use Cases in Scottsdale

Investor Goal Example Deal Location
Fix & Flip Rehab in Old Town or South Scottsdale
Buy & Hold Long-term rental near McCormick Ranch
BRRRR Strategy Acquire, rehab, refinance in North Scottsdale
Cash-Out Refinance Leverage equity on an existing asset
Quick Auction Purchase Fast close near the Civic Center or ASU Skysong

Reviews From Our Arizona Investors

What Makes Our loans Different?

Unlike banks or traditional lenders, we don’t slow you down with red tape. Our loans are based on your deal, not your credit.

Feature Prime Plus Mortgages Traditional Lender
Approval Time Same-day 2–4 weeks
Credit Score Required No Yes
Local Real Estate Focus Yes No
Loan Purpose Investment Only Owner-occupied or mixed
Closing Time 3–5 days 21–45 days

“We fund smart deals fast, so you can make money faster! That’s what Scottsdale investors need.”

Loren Howard

Loren Howard, Founder, Prime Plus Mortgages

Real Projects by New Investors

Loan Requirements

To qualify, you’ll need:

  • A property under contract or close to closing
  • Basic renovation budget and timeline
  • Fair or better credit (No perfect credit required!)
  • Exit strategy (sell or refinance plan)

Funded Fix & Bridge Projects

Our 3-Step Funding Process

1

Apply Online

2

Get Approved

3

Get Funded

Ready to Fund Your First Property?

Prime Plus Mortgages specializes in helping beginners get started.

Let us guide you through your first project with local expertise and fast funding.

Frequently Asked Questions

Do you lend on luxury properties in Scottsdale?

Yes — we lend on high-value fix & flips, short-term rentals, and BRRRR deals in luxury neighborhoods.

How fast can I get approved for a Scottsdale hard money loan?

Same day. If your deal checks out, we approve fast and fund in 3–5 days.

How fast can I get funded?

We offer same-day approvals and close deals in as little as 3–5 business days.