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Over 180+ 5-Star Reviews
Asset-based fix and flip loans for Arizona house flippers. Same-day approval!
Questions about applying? Call or text 480-923-7602.
Rates Starting at Just 10.99%
Fast Approvals in as Little as 1 Hour!
What Are Fix & Flip Loans?
Fix & flip loans are short-term financing options for real estate investors who buy, renovate, and resell properties. These loans are asset-based and designed for speed — no credit or income verification required.
- Fast closings in as little as 1 day
- No income or credit checks
- Up to 90% purchase, 100% rehab
Get Funded Now
Questions about applying? Call or text 480-923-7602.
Our Phoenix Flip Terms
| Loan Feature | Prime Plus |
|---|---|
| Max LTV | Up to 90% |
| Approval Speed | Same day |
| Funding Speed | 48 hours after approval |
| Income Verification | Not required |
| Lending Area | Phoenix, Scottsdale, Tucson & all AZ |
| Property Types | All investment properties (no owner-occupied) |
Fix and Flip Profit Calculator
Estimate Fix and Flip Profit
ESTIMATED PROFIT: $0.00
*Estimates only. Points, lender fees, and additional costs may apply and can impact final profit.
How Do Fix and Flip Loans in Arizona Work?
Fix and Flip Loans are hard money loans that are secured by the ‘ARV’ Or after repair value of the property. Investors use hard money lenders to fund the purchase and renovations for discounted and wholesale properties.
Arizona house flippers need fast funds to purchase, repair and ‘flip’ quickly. Fix and flip loans can be funded within 1-2 days after approval.
| Feature | Prime Plus Mortgages | Traditional Lenders |
|---|---|---|
| Approval Time | Same Day (as fast as 1 hour) | 7–21 Days |
| Credit & Income Requirements | No Credit or Income Check | Strict Requirements |
| Property Type | Flips, Rentals, Distressed, Auctions | Mostly Owner-Occupied Homes |
Why Choose Prime Plus Mortgages For Your Fix and Flip Loans in Arizona
Fast Turnaround
Full Coverage
Seamless Process
Asset Based
Why Arizona Real Estate Investors Use Fix & Flip Loans
- Close same-day on distressed properties before cash buyers do
- Funded in 48 hours after approval — never miss a deal
- Finance purchase + rehab costs in a single asset-based loan
- No income verification — your deal’s numbers do the talking
- All investment property types funded, no owner-occupied restrictions
- Arizona hard money loans and local lender
Frequently Asked Questions About Fix & Flip Loans
How fast can I get a fix & flip loan in Phoenix?
Most borrowers are approved in 1 hour, and funds are delivered in 1–2 business days.
What types of properties do you finance for flips?
We fund non-owner-occupied investment properties, including single-family homes, townhomes, and small multis.
Do you require experience or good credit?
No — we’re an asset-based lender. We look at the deal and the property, not your FICO score.
Why Prime Plus Mortgages?
- Up to 90% LTV
- 10-16% interest rate
- Asset based, not credit based lending
- No pre-payment penalties
- Local lender offering loans for Phoenix House flippers
Get Prequalified For A Fix and Flip Loan in Arizona Today
Arizona’s direct hard money lender for Scottsdale rehab properties. Same-day approval, Apply now and close your next flip fast.
